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Closing Credit Card Accounts
Hi, I basicly wanted to know, if there is anything I need to look out for, if I want to close a CC account. I started of with the Capital One CC, but since I got that, I managed to get 2 proper CC (my Bank and Barclaycard) which do me fine. (and both are on a healthy Limit). The Capital One card helped me, but i dont need…
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Sainburys Closed My Account
I just called Sainbsurys to check if they had any balance transfer deals as i have recently cleared my outstanding balance with them. I spoke to a guy in customer services who told me he would have to put me back in the que and i should pick the option to close my account at which point i would be able to speak to someone…
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Credit card info storage by websites... ?
Hello, Please move this if it's in the incorrect forum. Recently ordered something with my card from a site that I've never ordered anything from before. After checking out it's reviews I decided they were a legit site and went ahead with the order. I don't like it when a site doesn't give you the option to remove your…
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Safe to buy from Indian website?
Hello all, I'm a long time lurker on these forums but this is my first post, as I've been unable to find an answer to this elsewhere online. I'm keen to buy something from an Indian website, but am worried about safetly of the online payment options. They offer several, one is creditcard and one something called 'paymate…
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Cashback Card and Paypal
Is it a good idea to enter my Amex Platinum cashback card as my paypal payment method? Will I still get cashback? Will I get charged for a cash advance for buying goods? I just donated to a friends justgiving charity fund through paypal and the amex, will that be treated as cash??? Will I get cash back?
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Doubled Balance transfer
A friend of mine has inadvertently made 2 balance transfers to the same card - instead of 2 different cards. Consequently, she now has £2000 in credit sitting on her egg card instead of paying off her halifax card. Is there a way she can transfer the excess money out of the egg card to perhaps her bank account or pay her…
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Credit Card for Travelling?
Hello all, My OH and I are going travelling for 3 and half months around SE Asia before heading off to Oz on a permanent visa. We have funds to cover the trip, but we would like a credit card for any emergencies. What card would you recommend? Would a 0% card be best? Many thanks
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Foreign currency on my credit card?
Out of my own stupidity I need to get some cash about 600quid while I am away from home. I have Natwest One service card with enough cash in to cover the 600 Also Halifax debit card with enough cash to cover it Also Natwest Visa and Mastercard that are completely clear and could transfer the cash from one of the above…
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Can a creditcard company do this?
My Boyfriend has a Vanquis Visa Card and today recieved a letter which bafffled me. It reads: "We have recently recieved a payment in your Vanquis Card account for £681.00. Under the circumstances we have had to temporarily suspend your account in accordance with the Terms & Conditions of your account. In order to release…
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Cash back on credit cards
Sorry, I've tried searching for this, but it keeps bringing up 'cashback cards', so thought I'd make a post. Please bear with me because (happily) I'm fairly new to credit cards. If I withdraw cash from a cash machine with a credit card, I understand I will be charged, is this correct? If so, if I go say to Asda, buy…
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Asking the credit card company to freeze interest
Hi guys, I am wondering what people's experiences have been when asking credit card companies for a freeze on interest. I seem to be getting no where paying mine back and I am considering asking them to freeze the interest for me so it will help me finally get them paid and closed off. Are credit card companies normally…
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Is this false advertising by Abbey? - Resolved
Hello, Quote from http://www.abbey.com/csgs/Satellite?appID=abbey.internet.Abbeycom&c=Page&canal=CABBEYCOM&cid=1210607822352&empr=Abbeycom&leng=en_GB&pagename=Abbeycom%2FPage%2FWC_ACOM_TemplateA1 : "As a switching customer, if you’re accepted for a bank account with an Advance Overdraft facility, we’ll automatically accept…
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Credit card debt in Oz
Not sure if anyone can help us but my husband and I moved from oz nearly two and a half years ago. We have always paid our debts and have cards that total to nearly eight thousand pounds. unfortunatley our circumstances have changed completely and we are unable to carry on paying although we have had a cash pay off from my…
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Credit Card Help
Hello, I have an Abbey zero credit card with £3000 on it after i went travelling for a few months. I was advised to move the debts onto another 0%card. Would this be a good idea to shift the debts and reduce charges? I am at the moment looking for a job since coming back from travelling, would it be an idea to wait for a…
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i have paid off a bad debt how do i clear it
i had a bad debt on my credit fle that i was unaware of i have cleared it but it still shows up on credit searches how do i get it cleared
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Delay Sending Statements
I have a CC by Citibank. I received my statement today and it's dated 3rd July. Why do they take so long to send them after the statement date ? It's the same with some utility bills, they arrive about 10 days after the bill date and sometimes say on them payment must be received by a date which is 14 days after the…
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18yr old wanting card to book gap year
Hi, I was wondering if anybody would help me with a good credit card to book my gap year holiday to Australia. I will need around 2-3 months interest free and a credit limit of over £2000 which could be a real problem. I can pay off 70% at the time of booking, could this affect credit limit. I don't really know too much…
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Sudden Reduction in Credit from AMEX
I've been an AMEX customer for many years (i've had numerous cards but the most recent is my BA Amex Credit Card). I've discovered over the weekend they have decided to cut my credit limit from £6,500 to £3,000 without any notice. I've spoken to several members of the account review team and the corporate message is the…
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Rejected will they tell me why?
I applied for a Santandare (abbey) 15 month 0% credit card and they have rejected my application. I have never had an application rejected before, I have checked my credit rating (859) and I can see no obvious reason why, I have had a Virgin card and I know that Abbey were MBNA but not any more. Is it worth asking them for…
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Amazon / Halifax mastercard...
Up until last month we had an Amazon mastercard (I was primary, H was additional card holder) which we used for our joint spends (food, petrol, nights out etc) Amazon and Halifax parted company at the end of June and we got sent new halifax cards. I used the online facilty with Amazon to check my account etc When the new…
