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Top long-term balance transfer card launched
This thread is to discuss the following news story: Top long-term balance transfer card launched
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just paid off most of my capital one card, expires in July, will they renew?
Hi, I have spent most of the last 12 months up to or just over my limit of £200 and today I have managed to get that down to £60 from £370, the card expires in July, do you think they will tell me to f*ck off in July or renew my card? By then the balance will be £20 or less. Any experience of this anyone?
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I am really cross with my HSBC credit card!
I just checked my online statement for my credit card and they have upped the rate from 15.9 to 17.9 without any warning I am so cross:mad: Luckily it has a 0.00C balance but even so I do use it alot, sometimes leaving money on there for a couple of months sometimes paying it off after a month. Why would they up it? Surely…
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Help! I need advice!
Hi, I'm travelling abroad later this year & need to hire a car (1st time hiring abroad) I need a credit card the deposit for all the companies I have contacted for.. I dont have enough credit rating for my bank to give me a credit card :( (I've just moved out of a commune where none of us had bank accounts/cars/anything in…
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Credit Card Replacement Has An Expiry Date of 07/09
Hi guys, I'm a new member and so please be gentle! I recently lost my credit card and so requested for a replacement which they have sent me however, I notice that the expiry date on it is only 07/2009. I thought they might have sent me one with a 2/3 year expiry period on there as normal. I am just concerned they are not…
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Halifax/BOS Cashback Credit Card - online/overseas charges?
Hello all. Long time lurker, first-time poster - be gentle with me! I was wondering if anyone knew what charges are associated with online purchases in foreign currency when using the Halifax and Bank of Scotland Cashback Credit Cards. Currently when I use my debit card online (yes, I know that's bad) I get charged once…
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Debt transfer.
can i tranfer my loan debt into my 0% tranfer credit card.
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Selling credit card debt
I'm looking at selling my existing credit card debt to a company and I just wondered if anyone can clarify that this is a legal process. ie. can you legally sell your personal debt to a limited company. Thanks in advance
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What to do! Help! Advice needed
Its looking like i will be getting my bonus this year. :T Its going to work out at £10,098 before Tax. After tax i am guessing at 40% its going to be £6058. I have managed to get all my current credit card debt onto two cards, both of which are on a 0% interest offer. One is for 13 months, and the other has around 10…
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balance transfer
hi,what credit cards can do a balance transfer into bank account??? thanks
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Post Office Mastercard - Online Banking
Does it drive anyone else crazy??!!
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Can I stop banks giving my wife credit?
My wife has got a lot of debt with Lloyds TSB Visa's (Yes 2 of them), over £7000. She also regularly uses an unorthorised overdraft, recently being charged £200 for 10 days (£20 per day!). Neither of us earn enough money to comfortably pay these fees. On top of this, she has other accounts with Next etc. which she pays…
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Will cancelling cards help?
I have been planning to save over the rest of the year for a new tv. But lo and behold, just when I deside this, the car has a £400 service and the tv starts acting up! So, what I thought was the M&S card and utilise the 0% purchases for 10 months. Not what I wanted but at least its interest free Think is I have many…
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Company VISA Card Fraud
Hi Guys, Im after some advise, I work in Purchasing for a Company and have use of the Company VISA Card to purchase goods for the Engineers (The Card is NOT in my name). I have had this job for 6 years and have used the card hundreds of times with no problem. Over the Bank Holiday Weekned the Company VISA Card details fell…
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Debt collection agencies
I had a HSBC Credit card account that got passed on to a debt collection agency. It took me 6 yrs to pay it off and now it's clear. Would i still be able to claim charges even though the debt was passed to a collection agency? Any advice please!:confused: And if so do i go through HSBC or through the Debt collection agency…
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Booking flights with an egg visa credit card
Hi, I have an egg visa credit card which currently has a zero balance. I am looking to book some flights but they cost more than my credit card limit. I want to book the flights via credit rather than debit card as then I believe I am protected if the airline goes bust. Is this correct? Does anyone know if I would be…
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No sure what to do now
Hi all I currently have the folowing credit cards:- Virgin (Just increased to 34.9%) - balance of £8,800 - minimum payment of £240 per month Halifax - 0% deal is almost over and is switching to 17.9% - balance of £1,200 - not sure of the new minimum payment I phoned Halifax to see if they had any other 0% deals and they…
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Information Commisioner
Hi, I hope you can help. I asked for my credit card statements on 03-03-09 and enclosed the relevant cheque. I recived a letter saying that they were processing this information but still recived nothing. I chased this up with a subsequent letter 27-04-09 and a phone call but still nothing. Is there an address to write to…
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Sell your Credit Card debt??? does this work?
Please, Please can some one tell me if this is true? ive just spoke to a lady called Marilyn, from Marilyn Stein & Associates at 7a High Street Wanstead , London , E11 2AA 0208 530 4242 Marilyn told me she was a mortage broker of 20years and it would cost £350 plus 10% of my debt to have it writen off as long as my card…
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Debt collection agencies
I had a HSBC Credit card account that got passed on to a debt collection agency. It took me 6 yrs to pay it off and now it's clear. Would i still be able to claim charges even though the debt was passed to a collection agency? Any advice please!:confused:
