Credit Card Replacement Has An Expiry Date of 07/09

ste_coxy

Hi guys, I'm a new member and so please be gentle!

I recently lost my credit card and so requested for a replacement which they have sent me however, I notice that the expiry date on it is only 07/2009.

I thought they might have sent me one with a 2/3 year expiry period on there as normal. I am just concerned they are not going to extend the credit period after July.

Are they expecting me to pay up all of the outstanding balance come July or will they send a new card in July with another 2/3 year period on the expiry date?

Not had this happen to me before and just concerned my credit score might have affected this.

debtdestroyer007

may be they will renew it for another2/3 years from 7/2009.
or it may be that they wont renew ur card due to the credit crunch and ur account conduct.......

hippey

Not unusual, it really depends on the issuer, if it is just a reissue of the same card as it has been lost they often issue exactly the same card, including expiry date.

You are not expected to repay all you owe by the expiry date of the card, you should get a new one in the month before it expires.

ste_coxy

thanks for your replies