-
yorkshirebank gold mastercard
any one applied for this recently? what agency do they use? do u get an instant decision and sign up online or do they ask for proof etc and send an agreement in the post to sign and what are the credit limits like? thanks guys
-
Virgin to Halifax One
I have a Halifax One card on the 0% interest for 9 months. Can't use it to do super balance to my current account. Need to be able to for private car purchase. Can I apply for a Virgin card, do a super balance transfer to my halifax current account then transfer the balance on the Virgin credit card to the Halifax one? or…
-
pay back cc
i have a halifax one card with a limit of £1500 i have used up all of it bar £30 i have got some money spare and want to pay the whole lot of next week. i know this sounds as if im stupid but if it has £1500 on it do i have to pay anything each month. i.e interest.
-
New Credit Card
I'm cancelling my current credit card ( disagreement over disputed amount) so I'm looking for a new card. I pay my balance off in full each month. Can anyone recommend me a card?
-
American Express cc
Does anyone know what American Express are like when applying, do they score harshly and do they only accept relatively big earners? what sort of criteria do they like?
-
Credit Card Advice Please!?
Hi, here's a short history. A few years ago, I started with one of those classic credit rating building cards as I was 21 and had never had a CC. After that, I got another CC and then balance transfered to another, now I am looking to transfer around £2300 to another CC. I have always payed off my minimum payment on time…
-
how long for vanquis card to come through
does anyone know how long it usually takes for a vanquis card to come through. they called me on the 13th to go through all the crap they try to sell but it still hasn't come through yet. do they usually take a while?
-
need help
i need a card for a blance transfer, i have never missed a payment on anything in my life, i applied for a virgin but got turned down i think its becuase my only other card is a small mbna one , any help would be appreciated thankyou
-
Using credit card in conjunction with PayPal - cash advance?
Might be a silly question, but wanted to use my card to pay for something on eBay using my Vanquis card through Paypal. Before I do this I wanted to check again that this would just count as a normal purchase, not a cash advance? Don't want to use it for cash ever!
-
Capital one
Hi I just applied for a capital one credit card, i went through all the forms and there system give all 3 ticks inital credit check etc, id verified then had to fill a form in saying I didnt want ppi etc after. Does this mean its been accepted?
-
Late Payment Fees - is this fair?
Hi All, New to this site but I have come here because I think I am being ripped off by G E Money. I took out a credit card with them some time ago and they took Direct Debits every 1st of the month. Then I lost my job but happily was able to get a new one. My salary though is now paid on the 15th and as it's a smaller…
-
Claiming On Credit Card Insurance
Hi I’m looking for people to share their experience of claiming on credit card insurance/payment protection plan as I may have to do the same soon. Such things as how long does it take, do you cancel the direct debit or do they do that for you etc. Having never done it before I’m interested in the best way to initiate a…
-
Balance Transfer Solution
I want to do a balance transfer from my Marbles card to a low or 0% deal so that I can actually make a dent in the debt. I've just asked them to send the forms so I can apply for a payment plan (lasts for 6 months), which should help, but I think I need a longer term solution. I wouldn't say my credit rating is either good…
-
Does a mortgage appear on your Credit Report
I have had a mortgage for the past 15 years. Should this be on my Credit Report, I have checked with Experian, Equifax and Call Credit, but it isn't shown on any.
-
credit card repayment or balance transfer problems
hi, new to this and am looking some good advice i have an out-standing mastercard balance of £3000. i have tried several different companies to get a balance transfer but have been unsuccessful on every occassion. what should i do so i can pay this off without paying the interest. i received the mastercard from the bank of…
-
Lloyds TSB Credit Card Appliacation
Hi, I have just done a credit card application on internet banking as I have my current and savings account with LLoyds, at the end of the application it gives a reference number and says they will contact you within 4 days. Now I am on holiday so I am wondering if they will write to you, text you or email you, of if the…
-
4 Weeks? - How Long?!
Hello all, I've recently canceled a Credit Card with Capital One. They told me it would take four weeks for it go through. -Is this right? Why so long? -Most of all I'd like an opinion on whether they actually will cancel, the woman argued and complained that I was cancelling my card, but eventually said they'd send out…
-
Looking for some advice on best solution for my debt problems
Hi, this is my 1st time posting on the site, so be kind? i hope im posting this in the correct area. I just wanted to find out what the best solution for my situation is before i commit to a debt management plan. My problem is i have 5 credit cards and owe a total of 15000 approx on them, i have a good full time permanent…
-
credit card application
I am a housewife aged 59. I have one credit card which I pay the full balance each month. I have a few bank accounts and an overdraft of £2500. Although my husband owns the house we live in, I own another property for which I receive a small monthly rent. My recent application for another credit card was declined, is there…
-
Having trouble cancelling a Lloyd Credit Card (do not owe them any money)
I have a Lloyd credit card that I had years ago but never used (never used so I do not owe them any money) which I only remember after looking at my credit report. I then phoned Lloyd credit card to cancel it and was reassured that it has been done. But a few months later, I looked at my credit report again and the Lloyd…
