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CC Debt - Transfer advice Req pls!!
Hi - 1st time Ive used this site and I could really do with some decent advice! I owe over 2 cards about £8000 (Capital One & Bank of Scotland) and was wondering what the best thing to do with regards to balance tranfers. I am not wanting to continue to pay interest! Does anyone know if I can lump the 2 together and get a…
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Play.com Credit Card
Hi, I had an emai today about a credit card Play.com are launching... 0% on card purchases for 9 months 0% on balance transfers for 6 months 15.9% APR The thing that attracted me was the points to spend at Play.com as I use it a lot. The 0% on card purchases and balance transfers looks good to me however, I don't know much…
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Balance Transfer - Argos Card
Can anyone tell me why I cant transfer the balance from my Argos Card to my credit card as a balance transfer?:confused: The credit card company are happy to accept any other "store" card but wont transfer the Argos one. Any help or info would be greatly appreciated.
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How to remove NEXT default notice
Dear All, Hope you can help me with my situation. I checked my Experian file and as it turns out in Nov 2005 NEXT entered a Default notice on my account. Outstanding amount was paid in dec 2005 (£121!!!!), and the account is now Satisfactory Settled, but still with a default next to it. I don't recall anything about it but…
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Tesco CC, what are the chances?
I have a Tesco Club Card which I use alot, pay off every month. Soon (in the next month) I need to purchase a new tv, and was wanting to ether get barclaycard to give me an offer or take out the M&S card at 0% purchases. What are the chances if I call tesco, of them giving me the new 0% offer or similar?
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Ring about your late payment!
Guys, I missed a payment with Mint, I had cleared the balance as I normally do, then forgotten that I had paid for a hotel for work on my card. Rang the helpline, explained the situation, they would not wave the late payment fee but said they wouldn't pass the information on to the credit score agency if I paid the minimum…
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What account do yuo hold that dont show on your Credit Report?
Just wondering if we could collaborate a list of accounts that dont show on any of your credit files. 1 for me is my Lloyds TSB current account with O/D facility Any others people can think of? or even dispute?
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Looking for credit card advice please
Ok, here is the situation. Two credit cards with debt: Card one: Balance £4,607.87, APR 21% (£135 pm) Card two: Balance £4,236.30, APR 14.9% (£75) - both minimum repayments. TOTAL: £8844.17 Card was a 0% balance transfer that has now run out and gone to a higher rate. Also running an overdraft in the second account of just…
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Minimum Payments
Hi guys, I know i can probably find the answer on here somewhere but there is so much info on here i'm getting carried away with the main thing i should be looking for! Basically, I've got a credit card that i try and pay £100 a month off it but sometimes can only afford the minimum. Can I pay say £1 a day into this credit…
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Does this Sound Odd ?
Sent in my AQUA application (received letter saying 'your Aqua card is waiting for you, please sign & return....) Got PIN number in mail Monday Got Insurance stuff today (took out PPI to maybe ensure successful app) But no card yet ... Surely would have thought get card first PIN number later etc.. Any one had experience…
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Best card to apply to after sub-prime
I currently have a 5 late payment marker in the last 12mths and some '3's for one settled account 18mths ago. I have some other adverse but this is due to drop off in November and December this year. I have (or will have, when received in post) 3 sub-prime cards which I am going to use to rebuild my credit history. Capital…
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OMG!!! MBNA Visa (£100 deposit card) they are keeping the £100 deposit!!!???
Some of you will remember that MBNA offered a Visa credit card with a £100 deposit? This was offered to people who applied for a regular card but did not meet the credit score. Anyway, fast forward 9 months... As my credit is now much better, I have just applied for & recieved a Barclaycard Gold with a good limit and free…
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Pre Pay Credit Crads
Hi Can anyone recomend a pre-pay credit card where I can keep track online please? Also does anybody know if I can have benefits paid direct into the card account? Thanks :o
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MBNA Credit Cards
MBNA Credit Cards
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Play.com credit card
A thousand apologies if this is a multiple repost. Is it me or is this a pretty good offer? Considering you can buy most things very cheaply on Play and a £500 spend on anything gets you a £5 voucher... not bad and may beat cashback offered [except with Amex] http://www.play.com/Campaign.html?campaign=6748&cid=5106868…
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credit score
Unsure of my place here but here goes I wanted to check my credit score, but when I look at the free trials, they only say credit report, I already have access to this. So any idea if I can get a free credit score? I know there is that one that can give an estimate for free but hoping for more accuracy then that. (oh and…
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Mastercard Platinum Offer
Does anyone know if the Mastercard Platinum offer that gives free entry into the Marhaba lounge at Dubai airport is still running? It used to give the cardholder free entry and accompanying passengers got entry for 70 dirhams.
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balance transfer to bank account
can i do a balance transfer from my halifax credit card to my mum's bank account
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Barclaycard Balance transfer cheques
Me mam has received two balance transfer cheques from Barclaycard. The promo rate is 0% until November. She would like to pay them into her bank account. Does anyone know if she can make the cheques payable to herself and pay them into her own bank account and still get the 0% offer.
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Help required please.....
I applied for a Tesco loan on Monday only to be refused. I then went to Lloyds, who I bank with, only to be told I wasn't able to borrow from them. I have a good credit score and was taken aback, in particular by Lloyds. I checked my free credit score with Experian, and saw there had been 3 missed payments to an Egg credit…
