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Credit cards and credit ref agencies
Is there any form of list as to which credit card company uses which credit ref agency. I have a good report with one agency and an average one with another so need to pick and choose my credit card company.
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Taking Euro's out of ATM abroad?
Hi guys I was a bit silly (blonde moment perhaps) and put £400 credit on my credit card to buy some euro's online. However, after thinking about it I'll be charged a cash advance fee if I buy it online or take it out of an ATM while over there. As there's a £400 credit on the card, I shouldn't be charged any interest. So…
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Capital One Platinum abroad
Hi, I'm off to New York next month and after a quick review of the best way to take/spend cash i'm planning on using my Capital One Platinum visa and paying it off in full upon my return. I'm going to be withdrawing money while there, but only when i have to and keeping that to the minimum. I've had a look at th good/bards…
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Help with credit report
Not sure if I'm in quite the right place here, but wondering if anyone can help! I've just checked my Equifax report and although everything is fine, there are two credit products missing. My current account and my credit card, both with HSBC. I've had the current account for 7 years and the credit card for about 1 year.…
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Do Nationwide do upgrades from standard to gold?
I've had a nationwide classic card since June 2006. I run it very well except for a couple of hiccups you will see documented in my thread history but each time they have accepted responsibility and refunded any charges. I was just wondering if anyone had been able to upgrade from the classic to the gold as I see it offers…
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Credit Card Hell
Hi there guys, Despite being in a well paid full time job the credit crunch has taken it's toll. I've always had quite a few credit card balances racked up over years as a student, some of them were on long term low rates and a couple interest free but thanks to a few unfortunate circumstances combined with HSBC being…
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The Official SOS Club!
Hi All! Welcome to The Official Sabbatical Of Searches Club! This is a spin off of the "DFW Nerd Club Thread" located here: http://forums.moneysavingexpert.com/showthread.html?t=357130&highlight=dfw+nerd This is a deterrant to stop all us from making any further applications for credit. Rules To join the thread just post a…
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Citi Card Increases
Anyone have a Citi Credit Card of any type that could tell me when they do increases to limits? Do you have to ring them or is it automated and when can you ask, 3mths, 6mths or no timeframe? Do they do a credit search if you request an increase? Thanks :D
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Debenhams store card
Hi, i need help! i recently got a debenhams store card (1st may) i wish i never agreed to it as i don't understand credit cards that well. i only signed up because i was in a hurry and forgotten to withdraw cash, they dont except my debit card and it was my last chance to get this outfit for my sisters wedding. i feel like…
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0% halifax card - get cash and stay on 0% using paypal?
I have a 0% on purchases for 9 months card from halifax, thing is i cant get cash using it (will get charged interest) or do a super balance tranfer with it (for stoozing ;) ) what im wondering - is there some way i can use paypal to get my hands on the cash whilst it still counting as a 'purchase' thereby staying on the…
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Halifax Credit Card Fraud
I'm stuck with my Halifax credit card; it has a regular transaction that I didn't agree to. I rang halifax and they told me as it is a regular transaction they cannot do anything about it whether I authorised it or not. I don't know who the company and when I contact the company and they are just telling me that I need to…
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Cancelling a credit card linked to my current account?
Hi all, I've read Martin's articles about cancelling un-used credit cards, but I'm still a little puzzled at what to do for the best. Please could someone tell me what they would advise me to do? I have two credit cards - a Lloyds TSB Airmiles one and an HSBC Mastercard linked to my bank account (when I turned 18.... a…
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Repayment from Lee McIntyre
Does anyone know how I can get a refund from Lee McIntyre, using company Aim Higher Marketing . I paid one dollar using my cc . to a website owned by them on 20/4/09. then found they had taken £66.46 on 4/5/09 without my permission. The only reply I get is that they have cancelled my membership. What do I do now as I feel…
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Credit card, sticky situation
Hi all. im asking on behalf of my mother. The situation is as follows: My mother is divorced from her hubby, he had credit cards in his name. My mum WAS NOT a cardholder. He is now threatening to take my mum to court for her to pay back half of them. She has asked for statements so she can see what the money was spent on.…
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Privacy Guard. Any good?
I've just received a mailing from PrivacyGuard offering a free (provided I cancel within 30 days) copy of my credit report. Has anyone used them for a free report? I've read a few posts about people unhappy with them but think that may just be down to not cancelling quick enough. I'm only thinking of applying out of…
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Help - Barclays Debit Card Fraud
2 weeks ago I returned home to discover that Barclays had refused to pay my mortgage due to lack of funds. My on-line bank account had been frozen by the fraud dept and I was told that 4 attempts had been made to order goods on line. One to Ryanair had been paid out and this had caused the Direct Debit to bounce. I was…
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Have I made a mess of my credit report?
Applied to Vanquis on 5th May- Had to send it bank statement to prove current address but doesnt gurantee acceptance Applied for a Mothercare card on 15th May- Declined Applied for Aqua card on 18th May- Referred to another department and when I called, all the would say is that my application has been referred to another…
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New top 0% purchase credit card launched today
This thread is to discuss the following news story: New top 0% purchase credit card launched today
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Why is upping the limit a good thing?
Just wondering why everyone is getting excited over credit limit increases on sub-prime cards. Is it because: a) You want to be able to borrow more, but surely that can't be for many months as the APR is huge? b) It looks better on credit file to have a higher limit c) It means you are conducting your account well, which…
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Providian credit card rip off - advise desperately needed!
Hi, can anybody give me any advise on the following.. Have had my credit card with Providian for a number of years now. About four years ago i had virtually paid off the balance and then my boyfriend (at the time) had a little trouble and i offered him to use my credit card to make a cash payment as long as he paid the…
