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Citi Card Increases

never-in-doubt
never-in-doubt Posts: 20,613 Forumite
in Credit cards
Anyone have a Citi Credit Card of any type that could tell me when they do increases to limits? Do you have to ring them or is it automated and when can you ask, 3mths, 6mths or no timeframe?

Do they do a credit search if you request an increase?

Thanks :D
:o 2010 - year of the troll :o

Niddy - Over & Out :wave:
«1

Comments

  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    Someone give the guy some anwsers!!!!!!!!!!!!!!!

    After 6 months are you not automatically increased like tesco?
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • Mrs_Ryan
    Mrs_Ryan Posts: 11,834 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I have a Citi Card and they upped mine after about 4 months - opened card with 500 limit in the Feb, limit was upped to 750 in the June.
    Does that help?
    *The RK and FF fan club* #Family*Don’t Be Bitter- Glitter!* #LotsOfLove ‘Darling you’re my blood, you have my heartbeat’ Dad 20.02.20
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    Mrs_Ryan wrote: »
    I have a Citi Card and they upped mine after about 4 months - opened card with 500 limit in the Feb, limit was upped to 750 in the June.
    Does that help?


    Oooops I just clicked the increase limit tab on online banking and it said sorry not at this time.... maybe i've just shot myself in the foot then and have to wait 6mth before reapplying LOL

    My card is the citi gold aadvantage so maybe they are treated differently - who knows, i'll let you guys know if I get increase in next 12 years :rotfl:
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • withnell
    withnell Posts: 1,629 Forumite
    You need to wait 6 months after an increase to request another - this is even if they upped it without asking them

    AFAIK you can only ask for a 50% increase on the limit.
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    withnell wrote: »
    You need to wait 6 months after an increase to request another - this is even if they upped it without asking them

    AFAIK you can only ask for a 50% increase on the limit.

    It didn't let me go that far, I clicked the link and got 'sorry we cannot offer a higher limit at the present time' but my a/c is only 3mth old hehe

    So do I now wait 6mth from now or would the decline not count....? :confused:
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • Mrs_Ryan
    Mrs_Ryan Posts: 11,834 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I've got the EasyJet one so maybe that ones a bit different??
    *The RK and FF fan club* #Family*Don’t Be Bitter- Glitter!* #LotsOfLove ‘Darling you’re my blood, you have my heartbeat’ Dad 20.02.20
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    Mrs Ryan check your PM!
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    edited 19 May 2009 at 10:23PM
    Innocent_Guy wrote: »
    Mrs Ryan check your PM!

    mate delete the post (10) i'll delete this lol
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    never-in-doubt wrote: »
    dont hijack my thread you evil little man :mad::mad::mad:
    Thanks NID :p
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • debtdestroyer007
    debtdestroyer007 Posts: 402 Forumite
    my mate got his card 2 months ago , limit £5000 !!!!!!
    i could do with one of those
This discussion has been closed.
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