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Interest rates have gone down, but egg have put my interest rate up!
I have never missed a payment, I have never gone over my limit, I pay the minimum each month so they are making money out of me, but they put my APR up tp 19.9% from 16.9%. I messaged them to complain and was not given a reason as to why. All I got was some generic bumf about them having reviewed my account on an…
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Skycard points - best value?
Hi I think the best value way of redeeming Skypoints is buying box office movies. You pay 300 points and a movie is worth £3.95 Does anyone know if you just get Sky account credits or if you have to actually buy and watch movies within a certain amount of time? Thanks
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Barclaycard log in problems
Can anyone log in to their barclaycard account at the moment? I've had the card a couple of weeks to transfer a balance but have never been able to log in. I get an error saying "Your log in request could not be processed. Please check your details and try again." I am 100% sure I have all details correct.:mad:
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Confused by numbers
Got my CC statement, and it has left me really confused. Available Credit £0 Credit Limit £1,500 Statement Balance £1,298.30 According to my calculations there should be £201.07 Available Credit. Not that I intend spending on it since i have cut it up, and the pieces are in a sealed envelope at my mum's. Just slightly…
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mastercard benefit?
If I pay for a holiday ( deposit & balance) using a mastercard and I need to cancel can I claim anything back?
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Stolen Credit Cards
Hi everyone, My son had his UK credit and debit cards stolen on xmas eve (in Australia) and both the NatWest and the Halifax say they cant replace the cards for 10days or more, AND they must be sent to his UK address. Both banks knew he was going abroad and will be out there for some months yet. He's backpacking but could…
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Trouble getting new credit card
Hi, Having been away from the UK for a large part of the year I have returned to find that this year I am having trouble getting a new credit card for my balance transfers. I have always made my payments on time and have never had any trouble with this before. Any advice, info or ideas would be very much appreciated. Thanks
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Barclaycard CC query
I have a query that I hope is not too confusing but is bugging me and im not sure if i am right or wrong. I had £500 outstanding on my October statement,I paid £300 off my account so got £200 left on account, they charged me interest at £9.67 so in my November account i got a statement for £209.67 which I have paid in full…
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whats the best way to pay a private person using a cc?
Im trying to transfer money to somebody from my capital one card, but cant find any method online of doing this. I was hoping for something similar to a bacs which i do through my normal barclays account. Currently all i can think of is a. use paypal, but this will mean the recipicant gets charged. b. cash withdrawal of…
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cancelled cards end of november, but not settled on credit report
just wondered does any one know when they should appear as closed/settled accounts on credit reports as have cancelled mbna, egg, mint and natwest, all confirmed closed by the credit card companies, but has not been marked as such on the credit file as yet, any one know how long it should take??
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Halifax Classic Credit Card - Cash Advance Charges
Greetings, I've misplaced my credit card agreement, term and conditions paperwork and wondered what % and minimum charge there is for Cash Advances? I cant find this card listed on the website and a phone call probably cost me money :-( UPDATE: I found the paperwork is 3% or minimum of £3! Thanks Rob
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Best Pre-Pay Credit Cards?
I have been looking at pre-pay credit cards, and the choice is quite bewildering! Can anyone suggest the best of all of the available cards? Thank you.
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couple of questions about credit rating....
Hello there, My partner does not have a good rating and i do have a good rating. last month i paid a loan of for her, out of my current account as i had plenty to cover it, this will not affect me at all will it? only reason i ask is that i read on martins tips that you shouldn’t join or share any cards if your partner has…
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Balance Transfer Advice ....Tescos
My statements run from 27th of the month each month. If I transferrred a balance of £5000 from Tescos to another card and I then paid the full balance of my account off by 23rd February when my payement is due, Would I be charged any interest or fees. Many thanks
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Citi credit card
I received an application for a Citi credit card. I already have a few credit cards but I thought I'll apply for the card anyway and keep it as an extra credit card although I may not use it much. I received the card about three weeks after I received the PIN and small book of cheques. My limit is £3,000. Anyway to…
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Credit Cards Applications.....
Hi, I recently applied for 2 different cards, Nationwide Credit Card but was declined in the middle of the application process....then a few days later I tried with the Post office credit card (Bank of Ireland) also was declined, but what I have noticed is that no searches appears on either my Experian or Equifax credit…
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American Express Platinum Card - TFL Cashback query...
Some time ago I recieved an American Express Selects voucher in the post prompting me to activate an American Express Platinum Card 0.5% cashback deal in association with Transport for London. I remember going to a website and entering an activation code. I am keen to know whether or not this deal is still live. I have…
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Prepaid Visa Card
Hi, I'm just wondering if there are any prepaid visa cards that you can have your own image put onto the card. Thanks in advanced.
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Paying off your balance but reducing credit limit?
Hi I have a new Barclaycard, the one with the Osyter card built in. I got a £2k limit when I started. i asked for an increase at the start but was told needed to wait for 6 months. I use my card for day to day stuff. I was planning on paying off my card balance of £1900 with my salary this month and then living off what I…
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Paypal Credit Card
Anyone know much about the Paypal Credit Card (Master Card) was thinking of trying to get this and wondered if anyone else was using and if it was worthwhile. Thanks
