cancelled cards end of november, but not settled on credit report

anna42hmr

just wondered does any one know when they should appear as closed/settled accounts on credit reports as have cancelled mbna, egg, mint and natwest, all confirmed closed by the credit card companies, but has not been marked as such on the credit file as yet, any one know how long it should take??

stephane_2

It will depends on your Credit card provider, generally they update their accounts once a months, so I suppose that November was too short, it will probably be done aound end of December/early January. if it is not done by the end of january, then i suggest your contact your credit card provider.

Thank you

lisyloo

In my experience you should allow 3 months.
It's not just the report update, they have to close it internally.
Some won't do that fully until about 6 weeks afterwards as they will wait for any last transactions. They have an interal process and that takes time.
It's a bit slow, but if it's not done after 3-4 months, then chase it up.
If you do it after 1 month, you are probably just wasting your time.

thriftymomma

And I know my CC provider updates 8 weeks in arrears in terms of the info given, so I would agree with the 3 month thing.

anna42hmr

thanks for the replies everyone i appreciate it

anna42hmr

none of them are showing up yet as closed on my records still there are 2 companies i can send electronic messages to, so i have messaged them on that to see with them, will wait for another month or so before contacting natwest and mint