-
Virgin Atlantic Credit Card with MBNA
There seem to be two offers - the white card and the black card. The White card offers 2000 free points when you sign up and has no annual fee. You collect 1 point per £. The Black card offers 6000 free points when you sign up and has an annual fee of £115. You collect 2 points per £. But if you look at the virgin website…
-
Item paid with credit card has been stolen
My boyfriend brought a new laptop about 3weeks ago, his house was burgled today and the laptop stolen. he doesn't have any insurance is he covered by his card somehow? or cxan anyone give any advice. thanks
-
Abbey - the most useless bank in the whole world
:mad: I've only get myself to blame, you will say. Some of you may recall my ranting about Abbey on here about 6 months ago when some good friends of mine had an absolute nightmare with them, ATM issues, account issues etc, and I told everyone to avoid them. Fast forward a few months and having some credit card balances to…
-
How long can a company legally wait until posting a charge
If, having paid (and taken) flights, the ticket is not charged to the credit card - how long does the airline have to post the charge to my card. This happened over a year ago and the cc company are telling me that there is no time limit for the airline to charge me - is this correct? Thanks
-
WARNING! READING Area - Card Fraud
Used your plastic in the READING area recently? If so check your statements. " Supermarkets and petrol stations have responded to people’s claims they are the source of a string of scam transactions being made with shoppers’ bank cards. The Evening Post has been inundated with stories from Reading’s victims – " Story click…
-
Cancelling Topshop Store Card
Sorry, didn't know where to put this thread. But considering Topshop store cards are credit based and evil then I thought i'd come in here. Do move it if it belongs somewhere else. Basically, i'd like to cancel it. I conveniently can't actually find the number to cancel on the Topshop card website. Does anyone know the…
-
Cartel
This post has been deleted, please read the Cartel Client Review thread for an explanation.
-
How much credit history or activity do you need to get a credit card
How much history or financial activity do you need on your credit report to obtain a credit card. Currently only my mortgage, basic bank account and one credit card account which I closed a year ago show up on my Experian report. I have a CCJ which expires in mid-2009. Will I be able to obtain a credit card after that? I…
-
Slightly concerned, random linked address on my credit report.
Wondered if anyone can shed any light on this? Just been checking through my experian report and there has been a linked address added, its nothing to do with me and ive certainly never lived there, infact ive never even been to Salford. Ive called Mbna who it says set it up and they know nothing, rang Experian and they…
-
mastercard via paypal
i am think of buying a car from ebay and paying on my credit card via paypal. my question is, will this be treated by capital one as a cash transaction (therefore 3% charge and 18%) or will it be treated as a standard purchase (therefore 5% apr)? i did ask capital one, but i dont think she covered all possible scenarios. i…
-
Unauthorised transaction by Paypal in CC
I discovered an unknown transaction in my credit card bill this month with the entry "PAYPAL *YNKINTERACT". This card is not registered with PAyPal, so I am assuming that someone (from USA, it seems) has fraudulently used my card. My credit card company said that I have to call PayPal first before they can do anything…
-
Credit card security
I have booked a room at the Hilton Hotel for two months time via e-mail to a contact at the hotel . I am a bit unsure what to do as the lady I have been dealing with has asked for my phone number so I can give her my credit card details to secure the booking. I am uneasy about giving these details over the phone to be held…
-
Credit card not showing on credit report - what to do?
Hello, I have a CCJ from 2003 which is visible on my Experian report. I am unable to get any credit cards (unsurprisingly) and only a very basic bank account (again, unsurprisingly). However, I have a normal credit card from HBOS which I obtained prior to 2003. Each time the card expires, I am sent a new card by the card…
-
advice for dire credit rating balance transfers!
My credit rating is dire, i'm sure. i lived in a house a few years ago that was blacklisted- i didn't find out until i went to get a phone and they turned me down, until somebody nudge nudge wink wink, suggested i put my mothers address in. when i investigated this, i discovered the tenants before me had run off- leaving…
-
Barclaycard, CHARGEBACK?
Hi guys I have a question for you savvy people. I recently booked 5 days of driver training with a local company for my lorry license. I was charged the full amount up front and paid for 5 days @ £200 per day. After the first days training I fell ill and asked for the remainder of my days to be put to one side until I…
-
AMEX Cashback Activation Question
Hello. I have just received my AMEX card. My question is that does my 5% cashback for 3 months start when AMEX sent me the card or when I activate it? Or some other time?
-
Applying for a new credit card
I currently have a credit card with Natwest, with a balance of £900. I'm looking for a new credit card so I can clear my £900 balance that I have with Natwest. I recently received my Experian credit report through the post the other day and there has been one credit check in November and about three credit checks in July.…
-
Can't get my head round interest free period..
Sorry to post this but I just can't work it out !! I have an Abbey Zero card on 0% interest until January 3rd 09. My next payment is due on December 30th. My question. Do I need to pay off the whole balance on Dec 30th (£6k) in order to avoid paying any interest OR can I wait until my Jan statement comes and pay it all off…
-
Virgin credit card online options
Hi Guys, I recently went to do a balance transfer on the Virgin website to find that my account was in arrears because had forgotten to pay last months minimum payment (doh). I made the payment and went on to proceed to do the balance transfer, only to find that the options have all gone. I cannot do a balance transfer or…
-
Pay off Barclaycard with another Ccard?
Hello all, Sorry if this is a really obvious question but I can't find the answer elsewhere. Just wondering if it's possible to pay Barclaycard with another credit card? I no longer use a debit card so this is not an option. Thanks in advance, A.
