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How much credit history or activity do you need to get a credit card
MarkXy
Posts: 52 Forumite
in Credit cards
How much history or financial activity do you need on your credit report to obtain a credit card.
Currently only my mortgage, basic bank account and one credit card account which I closed a year ago show up on my Experian report.
I have a CCJ which expires in mid-2009. Will I be able to obtain a credit card after that?
I realise that no one can answer this question exactly since every company scores applicants differently, but is there a general opinion on how much activity you need?
Currently only my mortgage, basic bank account and one credit card account which I closed a year ago show up on my Experian report.
I have a CCJ which expires in mid-2009. Will I be able to obtain a credit card after that?
I realise that no one can answer this question exactly since every company scores applicants differently, but is there a general opinion on how much activity you need?
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