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Acceped by credit cards but only with £500 limits?!
Hi, Wondering if anyone can advice me here, basically I have £6000 I want to shift from 2 credit cards onto a single card. My credit report is great no missed payments, no defaults etc. I have 3 cards active and in use... Lived in my house for 17 years and had a bank account for 11 years and Im on the roll. Recently my GE…
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BT Transfers between partners - is this poss?
Hi I have seen ppl refer to taking out a card and transferring partners balance etc - is this possible? For instance can my husband take out a card to transfer a balance from my credit card - we live at same address, have same surname and have joint bank account. Is this done? would be helpful if so?
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Citibank CC Harassment or Scam?
Hi all, Not sure if this is a scam or not. My wife just arrived home and told me that her Credit Card company had rang her at work demanding her debit card details over the phone to make payment on the account. Now here's the strange bit. Payment isn't due on the account until the 28th August! The woman at the end of the…
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Is a credit card or loan an option when broke and facing a PCN deadline
Hello Money Saving Experts! I think I may have an insurmountable cause here! okay here goes... I have four outstanding PCN tickets, all of which have to be paid within less than 2 weeks time. Three of the PCN stand at £60 with one at £40. I tried to apply for a second payment plan as I could not meet the original payment…
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Applying for Credit without the Home Owners Permission
Hiya Im new here so I apologise if this is the wrong place to post this. I currently live at home with my parents as does my sister. Unfortunately, my sister is not very good with her money and is currently overdrawn and also has a loan. My sister has now applied for a credit card that will be registered at my parents…
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Pre-pay Credit Cards - Paypal?
Hi all, Just wondered what the general view was on the pre-pay credit cards situation at the moment. I've seen some specific stuff relating to improving your credit rating with a CashPlus card, but I'm not really that interested in paying £60 for that. I've noticed that Paypal have just released one, and it looks very…
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Experian now providing Barclaycard with monthly updates
Having just been arguing about a rate increase of 5% on my Barclaycard balance, I have been told by one of their managers that the reason is that they now get monthly reports from the credit reference agencies for each and every customer and so they have decided I am a high risk as although I have never missed any payments…
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I have a MBNA Credit card - advice....
Hi I have a mbna credit card of which I am currently on a payment plan with as I got into difficulty last year, so my card is suspended at present and just says on my statement not to use it. What are my chances of getting it reinstated and recommencing normal payments ?? Thanks
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Which card to buy travel cash?
Hi everyone. I need to order about £2500 in currency online and have 3 cards available to me. Cahoot Debit, Nationwide Silver Credit and BOS Debit - which will be the cheapest, please? If I use the Credit card the bill will be paid asap. Only use cards as I live in a rural area so need to buy online.
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Recommended card?
Hi everyone, Just wondering what cards you all have for 0% Balance Trasnfers. I have read martins tips but just wanted to see what you have. Already got: Virgin 0% 15 months £1k limit & Egg 0% 13 months £500 limit It cannot be a Barclaycard or a Natwestcard or Capital One. The balance to be transferred is from a Barclays…
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Nationwide Credit Card - How many days for payments to clear?
I made an online bill payment from a Natwest account to pay off a Nationwide Credit Card on 5 August 2008. Does anyone know how long payments typically take to appear on one's online statement? I called Nationwide earlier today and they indicated that no payment had yet been received so am worried that it has gone in to…
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Capital one question
I apologise if I am posting an old question,but have had a look and cant find a suitable answer. just purchased some Euros using my Capital one card and have been charged a cash advance charge...........is this correct,as I thought I was just making a purchase.............. cheers in anticipation
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Equifax Confusion - Help !
I have a good credit history. I moved address a little over a year ago. Updated the electoral register etc. About 6 months ago I applied for a Capital One c/c for the cashback but was refused. Checked the threads here, ok they were picky. But to be on the safe side, I got an Experian report and everything was as it should…
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Expert advice needed
Hi all Just joined this site and currently need some advice. I've currently a £1750 overdraft with HSBC from my student days. And i am about to start getting charged interest from the bank a/c (Roughly will be £20 a month). I am not a graduate, so cannot get the graduate account. I'm thinking of getting a credit card and…
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Can I apply for 2 credit cards at the same time?
Hi there, I really need advice on getting £15,000 to buy a new car and I read on this site that its possible to get loans on 0% interest cards and juggle them (tart) when the 0% is due to run out. I would transfer both balances to my current account to pay for the car then pay the cards of like a loan. My problem is that I…
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Llodt TSB suspicious credit card transactions
Beware, its seems that some thing suspicious is happening with transactions with Lloyds TSB cards. LLoyds TSB have said they have had alot of the same, but they dont know who the company is. It showed on some statements as 24 HOUR CORP 24HOUR CARMICHAEL CA £18.340806 35.37 USD @ 1.9286 24 HOUR CORP 24HOUR CARMICHAEL CA…
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Lloyds TSB Credit Card
Beware, its seems that some thing suspicious is happening with transactions with Lloyds TSB cards. LLoyds TSB have said they have had alot of the same, but they dont know who the company is. It showed on some statements as 24 HOUR CORP 24HOUR CARMICHAEL CA £18.340806 35.37 USD @ 1.9286 24 HOUR CORP 24HOUR CARMICHAEL CA…
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Natwest CC Help Needed
Hi, I'm in the process of starting a reclaim of charges from Natwest Credit Card Section but it is an old card and I have not got any of the details. Does anyone out there with a Natwest CC happen to have the address of the CC Division, as it seems they don't seem to publish it anymore....:rolleyes: hmmm, I wonder why lol.…
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Halifax - Always Gives Extra Problems
Couple of years ago I signed up for a Halifax credit card at 5.9%. Great I thought - transfered all my debts, plus used it for new purchases. Then WHAM they up the rate to 10.9% and thats backdated for the existing debt as well. Thanks Halifax you really know how to look after your customers. When I asked them for an…
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How to find my old CC account details?
Hi :) I used to have a Barclay Card afew years ago that all went pear shaped with horrible charges. (My £500 debt went to over £900 within the space of about 4 months!) Im following the 'Reclaiming Credit Card Charges' guide at the moment but need some advice. I have no record here of my old Barclay Card account details,…
