Recommended card?

Staciep88

Hi everyone,

Just wondering what cards you all have for 0% Balance Trasnfers. I have read martins tips but just wanted to see what you have.

Already got: Virgin 0% 15 months £1k limit & Egg 0% 13 months £500 limit

It cannot be a Barclaycard or a Natwestcard or Capital One. The balance to be transferred is from a Barclays credit card and I already bank with Natwest and have a credit card so they cannot offer me a 0% on BT deals and Capital One - I have a card with them but am soon to close the account - dont like them!

Thanks in advance to all answers

Moggles_2

To maximise the 0% period on BTs, 15 months is currently available to new customers from Halifax. There's a 3% handling charge

http://www.halifax.co.uk/creditcards/pluscard153.asp

Staciep88

Moggles wrote: »

To maximise the 0% period on BTs, 15 months is currently available to new customers from Halifax. There's a 3% handling charge

http://www.halifax.co.uk/creditcards/pluscard153.asp

And you can get a PINK card - very nice! Thanks

clio

Reckon a Mint card would be a good one to apply for , they have long 0% balance transfer deal and the apr is decent as well..

Richard019

clio wrote: »

Reckon a Mint card would be a good one to apply for , they have long 0% balance transfer deal and the apr is decent as well..

Isn't Mint an RBS group company?

I know the BT is going to be from a Barclaycard but the OP says they already have a Natwest card from RBS group. I know it's possible to have both, but looking at the limits Virgin and Egg have given them I'm hazarding a guess that their earnings aren't necessarily very high. Would that limit their credit limit with Mint?

Stacie, I would keep the Capital One card open even if you don't plan to use it. The free identity protection they provide is worth just keeping it tucked away somewhere.

Staciep88

Richard019 wrote: »

Isn't Mint an RBS group company?

I know the BT is going to be from a Barclaycard but the OP says they already have a Natwest card from RBS group. I know it's possible to have both, but looking at the limits Virgin and Egg have given them I'm hazarding a guess that their earnings aren't necessarily very high. Would that limit their credit limit with Mint?

Stacie, I would keep the Capital One card open even if you don't plan to use it. The free identity protection they provide is worth just keeping it tucked away somewhere.

Our incomes arent newsbreaking its true. I applied for the Halifax card - just gotta wait and hear now. I will take a look at the mint card though. Thanks