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Electoral roll information - 2 Addresses
Hi everyone, I have to addresses listed on my electoral roll information on my credit report, is this normal? Out of the two addresses 1 is my current address and the other is an old address. HOWEVER the listing on my old address says - 10/2006 to current register. Should u contact someone to have it removed?
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Credit Issues Ltd - Genuine or Scam?
Does anyone know if this company is genuine or a scam? They claim to be able to write off your credit card balance for a fee.
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can i get 2 capital one cards??
hi i recently got a new capital one card for balance transfers now i need to get one for purchases and the best one around is the capital one platinum i have an excellent credit rating so should have no problem there just didnt know if i can have 2 cards from capital one?!! anyone help
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Payment arrangements
How long do 'arrangements to pay' stay on a credit file? Also,how are they viewed by potential creditors if more than 3 years old? Thanks Ferry
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Credit Card using Equifax
I have just checked my equifax file and I have 2 settled defaults (both dated mid 2005). Other than that I have a decent array of pretty greens!! I know that Experian has a few more credit searches on it so was curious about whether there were companies that just use equifax? I read the subprime credit card thread but only…
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Minimum payments?
Hi I know this may sound a peculiar question but is there a general rule to minimum payments of a credit card? Other than to keep them up of course. I cant find the details on my latest statements and dont want to call them to ask as I have been avoiding their calls past 2 weeks as I only want to talk to them in writing as…
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Credit card confusion!?! =/
Hi guys, Hope someone can help me! My partners 0% interest period on his credit card is coming to an end (£2.4k balance outstanding). Unfortunately he's not working at the moment so that effectively rules him out of applying for a credit card (right?) I myself am only working part-time which i started in May of this year…
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which gives the best currency rate Nationwide or Abbey Zero
Hi All Now that Abbey Zero has been around for a few months has anyone used them abroad and noticed if they give a good of an exchange rate they give. Has anyone compared them against the Nationwide credit card which gives the better exchange rate. :) Thinking about it, who gives the best exchange rate, Nationwide, Abbey…
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Card I didn't know I had
Just received a statement from Halifax for my Platinum Credit Card I don't have a Platinum Halifax card ,or ANY Halifax card for that matter. What's going on? Has someone else opened a card using my details? Just going to call Halifax to find out what they are up to Bill
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Problems with Debt Chasers
I have recently entered into an agreement with INCASSO to pay them for my debt with Halifax Bank of Scotland (HBOS). Suddenly, my work number is receiving repeated calls from an automated system from someone else - who tell me when I phone them - that I now have to pay them. Of course, never seen any paper work from them -…
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Already on Mint with 0% balance transfer - query?
Hi all, Wondering if you can help or advise before I contact Mint. I have a 0% balance transfer with Mint. I took this out November 2007. I believe in runs until Jan 2009. I have about £700 left on it and am paying off as much as I can as I go along and hope to clear it before the 0% runs out. I have a credit limit of…
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Getting access to credit limit
I have recieved a nationwide credit card with a limit of £2000, balance transfer 0% for 10 months, £2.5% fee (credit and store card only). purchases 0% for 3 months. withdrawal 2.5% Is there anyway i can get the money in my nationwide bank account as cheaply as possible, it's just a short term measure.
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What can you BT and how long do you have from getting a new card ?
Hi, My first post, so go easy. ;) A family member has approached me as they have racked up store card debt, shopping catalog debt and debt on their HSBC credit card (15.9% APR), totalling about £7K. My first advice was to reduce the interest as much as possible and therefore I have said I would look at 0% 15month cards etc…
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why have they only just taken payment?
This isnt a credit card question but a debit card question so Im not sure if this is the right board. I spent £30 at the Lords MCC shop on or around the end of June. I have text message banking and got a text this morning to see that they have just taken the £30 I spent on my debit card? Why has it taken over a month for…
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Verified by Visa may block your card if you don't opt in
http://www.theregister.co.uk/2008/08/07/verified_by_visa_compulsion/ "The Verified by Visa system may be marketed as an optional opt-in system for internet shoppers, but some banks are forcing users to enrol after only three attempts to avoid it." It says if you chose not to enrol your card will be blocked everytime the…
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1st credit card
Hey, I am interested in getting my hands on a credit card, I havnt previously had one, but im pretty sure keeping on top of what i spend on it won't be a problem.. and i will only use it in cases where a credit card is needed etc. The problem is, i have only been employed for two months now and im not sure if i will have…
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credit card help
I have a high interest credit card with the halifax and my balance is over £6000, Im a student so I have no proof of income to apply for another credit card with lower or no interest, it is my ex boyfriend who is paying it off as he is the one who ran up the balance but can only afford £200 a month so the balance isnt…
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Balance Transfer Question From Bank Account To Cc
Hi, i don't know if anyone has asked this before, but i have a overdraft at the moment of around £2000, and i am using about £300 in overdraft. I got a letter this morning from my credit card company saying if i transfer a balance between now and the end of august that is will be 0% until next year. I am asking the…
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HELP - Advice Needed Please
My friend came to me for advice on credit cards but i cut mine up years ago and have not got a clue. Hope you guys can help. She has a great credit rating, still lives at home (saving for a house) and has the following cc's: Egg - paid off. Lloyds TSB Airmiles Duo CC Bal £4324.62 15.9% apr:eek: Mint Card Bal £1200 5.9% apr…
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Closing Credit Cards advice
Hi, I’ve read all the articles and a lot of threads about the benefits and disadvantages of closing credit cards. I was just wondering if anyone could help me with following. Credit Cards I currently have; Egg Card - £0 balance (£500 limit) Egg Money - £0 balance (£500 limit) Barclaycard - £2830 balance (£3200 limit)…
