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Already on Mint with 0% balance transfer - query?

blackqueen
Posts: 48 Forumite


in Credit cards
Hi all,
Wondering if you can help or advise before I contact Mint. I have a 0% balance transfer with Mint. I took this out November 2007. I believe in runs until Jan 2009. I have about £700 left on it and am paying off as much as I can as I go along and hope to clear it before the 0% runs out.
I have a credit limit of £6000 with them. I also have about £700 on another credit card I can't fully pay off this month as usual (waiting for some invoices to be paid - GRR! :mad: ). Does anyone know if Mint will let me move this amount across as a 0% balance transfer as well? I know there is the usual % fee but I think this outweighs the interest I would have to pay on the other card waiting for invoices to be paid.
I've never had a 0% balance transfer on a card before I got this Mint one so am unsure what the score is about moving across more, or should I apply for another card with another deal?
Bit confused.
Am happy to ring Mint and ask but usually end up at some Call Centre and I would like to be fully sure what I am doing before they try and bamboozle me with financial jargon etc...
Thank you.
Wondering if you can help or advise before I contact Mint. I have a 0% balance transfer with Mint. I took this out November 2007. I believe in runs until Jan 2009. I have about £700 left on it and am paying off as much as I can as I go along and hope to clear it before the 0% runs out.
I have a credit limit of £6000 with them. I also have about £700 on another credit card I can't fully pay off this month as usual (waiting for some invoices to be paid - GRR! :mad: ). Does anyone know if Mint will let me move this amount across as a 0% balance transfer as well? I know there is the usual % fee but I think this outweighs the interest I would have to pay on the other card waiting for invoices to be paid.
I've never had a 0% balance transfer on a card before I got this Mint one so am unsure what the score is about moving across more, or should I apply for another card with another deal?
Bit confused.

Am happy to ring Mint and ask but usually end up at some Call Centre and I would like to be fully sure what I am doing before they try and bamboozle me with financial jargon etc...

Thank you.
The world is full of crashing bores... 

0
Comments
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blackqueen wrote: »Does anyone know if Mint will let me move this amount across as a 0% balance transfer as well?
They might do, but it will depend on the terms of your promotion. Some instances require Balance Transfers to be completed within a fixed period of time from the promotion start date.
I'm afraid only MINT will be able to give you a definitive answer.0 -
You'll need to check your own T&C's to see if there was/is a time limit for 0% BT's, eg "BT's must be made within the first 30/60/90 days"
The current offer doesn't have such a restriction, but yours may be different.0 -
I wasnt aware Mint have restrictions on their BT's i done 1 other week and ive had my card 6 months and they gave me the 0% from when i signed up and i,m happy with that.0
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blackqueen wrote: »Hi all,
Wondering if you can help or advise before I contact Mint. I have a 0% balance transfer with Mint. I took this out November 2007. I believe in runs until Jan 2009. I have about £700 left on it and am paying off as much as I can as I go along and hope to clear it before the 0% runs out.
I have a credit limit of £6000 with them. I also have about £700 on another credit card I can't fully pay off this month as usual (waiting for some invoices to be paid - GRR! :mad: ). Does anyone know if Mint will let me move this amount across as a 0% balance transfer as well? I know there is the usual % fee but I think this outweighs the interest I would have to pay on the other card waiting for invoices to be paid.
I've never had a 0% balance transfer on a card before I got this Mint one so am unsure what the score is about moving across more, or should I apply for another card with another deal?
Bit confused.
Am happy to ring Mint and ask but usually end up at some Call Centre and I would like to be fully sure what I am doing before they try and bamboozle me with financial jargon etc...
Thank you.
Have a look at the T&Cs before you call them up so that you are aware of what they are likely to offer you. You can find the T&Cs on the credit card page. It's always best to be fully informed before you speak to them!0
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