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Already on Mint with 0% balance transfer - query?

Hi all,

Wondering if you can help or advise before I contact Mint. I have a 0% balance transfer with Mint. I took this out November 2007. I believe in runs until Jan 2009. I have about £700 left on it and am paying off as much as I can as I go along and hope to clear it before the 0% runs out.

I have a credit limit of £6000 with them. I also have about £700 on another credit card I can't fully pay off this month as usual (waiting for some invoices to be paid - GRR! :mad: ). Does anyone know if Mint will let me move this amount across as a 0% balance transfer as well? I know there is the usual % fee but I think this outweighs the interest I would have to pay on the other card waiting for invoices to be paid.

I've never had a 0% balance transfer on a card before I got this Mint one so am unsure what the score is about moving across more, or should I apply for another card with another deal?

Bit confused. :confused:

Am happy to ring Mint and ask but usually end up at some Call Centre and I would like to be fully sure what I am doing before they try and bamboozle me with financial jargon etc... ;)

Thank you.
The world is full of crashing bores... :p

Comments

  • NickX
    NickX Posts: 3,046 Forumite
    blackqueen wrote: »
    Does anyone know if Mint will let me move this amount across as a 0% balance transfer as well?

    They might do, but it will depend on the terms of your promotion. Some instances require Balance Transfers to be completed within a fixed period of time from the promotion start date.

    I'm afraid only MINT will be able to give you a definitive answer.
  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    You'll need to check your own T&C's to see if there was/is a time limit for 0% BT's, eg "BT's must be made within the first 30/60/90 days"

    The current offer doesn't have such a restriction, but yours may be different.
  • clio
    clio Posts: 3,345 Forumite
    I wasnt aware Mint have restrictions on their BT's i done 1 other week and ive had my card 6 months and they gave me the 0% from when i signed up and i,m happy with that.
  • blackqueen wrote: »
    Hi all,

    Wondering if you can help or advise before I contact Mint. I have a 0% balance transfer with Mint. I took this out November 2007. I believe in runs until Jan 2009. I have about £700 left on it and am paying off as much as I can as I go along and hope to clear it before the 0% runs out.

    I have a credit limit of £6000 with them. I also have about £700 on another credit card I can't fully pay off this month as usual (waiting for some invoices to be paid - GRR! :mad: ). Does anyone know if Mint will let me move this amount across as a 0% balance transfer as well? I know there is the usual % fee but I think this outweighs the interest I would have to pay on the other card waiting for invoices to be paid.

    I've never had a 0% balance transfer on a card before I got this Mint one so am unsure what the score is about moving across more, or should I apply for another card with another deal?

    Bit confused. :confused:

    Am happy to ring Mint and ask but usually end up at some Call Centre and I would like to be fully sure what I am doing before they try and bamboozle me with financial jargon etc... ;)

    Thank you.

    Have a look at the T&Cs before you call them up so that you are aware of what they are likely to offer you. You can find the T&Cs on the credit card page. It's always best to be fully informed before you speak to them!
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