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Which Credit Card Purchases Are Covered
Hi I am thinking of ordering my wedding dress online and as it is such a big purchase and needs to be perfect i am wondering if my credit card would cover the purchase ie refund the money if the dress what not as described or faulty ? I cancelled my paymetnt protection cover about 4 months ago - would i need to get it back…
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Morgan Stanley/Barclaycard cashback cut
I got a letter from Barclaycard today telling me that, from a date that (AFAICS) isn't stated, the cashback will change from 1% on the first £2,000 in a year to 1% on the first £200 in each month. Now, if you only ever make small regular purchases, that could end up as a slight increase. But if you have heavier spending…
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How to Change Egg Direct Debit Details??
Can someone tell me how to change the account Egg takes my direct debit from? Cant see it on their website
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APR - Credit Cards and Loans?
Morning guys, I’ve got a question about interest rate I hope you can help me with… Say I’ve got a credit card at 13.9% APR and that has a balance of £5,000. Does that mean over a year I will pay 13.9% interest and the total will be £5,695 after 12 months? What about compounded interest though? Is the interest worked out on…
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www.FavorGoods.com,Nike dunk sb,nike shox,air jordan shoes,nike zoom shoes
www.FavorGoods.com Factory outlet prices on over 10,000 sporting goods, we offers a large variety of shoes now to pick from…. We offer Dropshipping and also carry t-shirts/jeans/ shorts all name brand items, Visit us: http://www.FavorGoods.com/
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Been offered very low BT credit limit :(
Hi, This is my first time here. Don't have brilliant credit rating but not too bad. Have O/D of £2K and credit card of £7.5K and thats it. Credit card has been maxed out for about 6 months and we have been paying as much as we can off it every month although its not been a huge amount more than minimum payment but at this…
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Strange experience with MBNA..
I recently applied for a CC with MBNA to take advantage of their 0% deal but was turned down on the basis of affordability. Ok,I totally understand that each creditor has their own lending criterior. When I questioned this further as I've never been turned down for credit before,it was revealed that it was due to my high…
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Possible Unauthorised Transaction - Advice/Info needed please
Hi, newbie here so please forgive me for any lack of board etiquette. I have a question regarding a possible unauthorised credit card transaction. I recently stayed in a hotel belonging to a well known chain. A few days after departure I received a letter together with a "customer not present" credit card slip to the tune…
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HSBC Balance transfer suggestions
HI, i'm currently looking to move around 400 quid off a credit card so i can get rid, i'm intending to move this onto my HSBC card which i've had for nearly 10 years or so, which has got a pretty high limit but barely used. I just want to get it all in one place. I'm just wondering if theres anyway to approach this to see…
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Barclaycard £70 card protection rip-off
I have a barclaycard platinum card which I paid off over 2 years ago. The card has been unused and carried a zero balance ever since. In July I got a statement saying I'd missed a payment and owed £83. Checking online I found I'd had a £70 charge for card protection applied to my account, then £12 late payment fee and £1…
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Help please - how long does this take?
Hello, apologies if the answer to this is elsewhere and I've not found it ; Have just applied online to cityitunes for the lifetime of balance loan, ready to transfer it as recommended to the egg money card. However time is of the essence for me and at the end of the application it just said decision notified in 4-7 days,…
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HSBC Dont Want Me
Hi, I applied for a HSBC credit card and they turned me down but at least they had the balls to say they didnt want me and it wasnt due to my credit files they said "To help us assess your application we consulted a licensed credit refernece agency. The information which they hold about you did not cause us to decline your…
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Post Office CC - Missed 1st Month Payment :(
Hi, My wife has a Post Office CC and she missed her 1st Month Payment as we were on holiday and she received the letter the evening we got back. She got charged a late fee for this mistake. She says that now she has missed the 1st payment, she will now have to pay interest every month from now on - is this correct and if…
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anyone had credit card wiped out
has any 1 had there credit card or bank loan completely wiped, when taken out before Feb 2007. This is done by a personal finance compay. I need to know about it being genuine.:confused:
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Egg Card SBT
Hi there, I've spent the last few hours trawling forums trying to get a definitive answer to my questions, but to no avail. My questions are: 1. Using my Egg Card (Visa) if I was to transfer £1000 to my current account how much would this cost in charges? I am not on a promotional period. 2. If I was to pay this £1000 back…
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Missed payment
I accidentally missed the minimum payment on a o% credit card and paid it about a week late. As a result I have lost the 0% deal. I have never missed a payment before. I opened this card 8months ago, did a balance transfer of £8k, the balance is now £6k but the interest on that amount will be really high. Should I try to…
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B-argggggghhhhh-clycard Fraud help !!
Can someone offer some advice please. I've been hit by CC fraud on my Barclaycard. The barstewards bought air con units; hair straighteners; designer baby clothes; flights (with Insurance !?!?) etc etc. The police took all the information but tell me its a crime against the credit card company not me. The Credit card…
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Credit Cards with Purchase Protection Benefit?
Hello everyone, My son's DS Lite managed to find itself in the toilet. Luckily we had bought it less than 90 days ago using an American Express Card which has this benefit - I'm awaiting them to send a claim form out. I then checked my Barclaycard and it does not seem to have it. Is there a list of cards somewhere that has…
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Amex, credit reports, and Jersey!!
Hi eyeryone. My first time on here so please go easy!!! I've just done a month trial with experian and tried to update my credit report as much as possible, as it was pretty bare! Got my address confirmed, added previous ones for the last 6 years, and confirmed that I am registered on the electoral roll in Jersey. The…
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Can someone help please !!!!
Hi there I am new to this forum - thought I would try it as I dont really know what to do and starting to panic. My money situation is not great.. Let me give you a brief outline... Overdraft limit £1000.00 currently £715.00 overdrawn Halifax Mastercard balance £1815.00 / Limit £1850.00 Mint Mastercard balance maxed out at…
