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Advice on new deal please?
Hi there, I have £2,000 on a halifax one card plus just over £1,000 on two natwest cards. The 0% on the natwest cards is coming to an end and halifax are offering either 6 months 0% or 5.9% for the life of the balance to transfer. Whats best? Please advise!
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Pensioner needs advice on credit card insurance.
I want to insure my credit card against theft and find all the different offers very confuseing, any help would be really appreciated. Being a bit dodgy on my feet makes me a good target out in the big wide World!
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Capital One cash advance fee for "betting" transaction
Posted twice please see other thread
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Capital One cash advance fee for "betting" transaction
Dear All, I have a Capital One cashback credit card and I am quite diligent about not incurring any fees. Do not use the credit card at an ATM, do not use credit card cheques, pay off balance every month etc. So it was much to my surprise that this month I incurred a £3.00 Cash Advance Fee. After a call to Captial One I…
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Problem obtaining a credit card.
I have been refused from a few credit card companies recently for bad credit and I dont know why. I really need to get a new credit card as my current one with MBNA is now charging interest more than my monthly DD's. I had a card with HSBC last year, paid on time, had a high credit limit, earnt them a bit of money etc but…
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Barclaycard dropping their credit limit
Hi all, this is my first post, so please let me know if it's been raised before. I recently applied for a Barclaycard, and was approved, and received my card on Thursday 31st July. The letter accompanying the card stated my credit limit was set at £2,000 (with £600 inclusive limit on cash withdrawals) and when I phoned…
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Barclaycard dropping their credit limit
Hi all, this is my first post, so please let me know if it's been raised before. I recently applied for a Barclaycard, and was approved, and received my card on Thursday 31st July. The letter accompanying the card stated my credit limit was set at £2,000 (with £600 inclusive limit on cash withdrawals) and when I phoned…
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Faulty purchase under £100, can I expect help from CC company?
Good morning all. I placed an order for an item for £99.99 which was delivered faultly. The supplier agreed it was faulty and sent out new parts to replace the damaged ones. To cut a long story short, after two sets of faulty parts and approaching six weeks of waiting, I'm at the end of my teather. The company is no longer…
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Mastercard SecureCode/World Pay
Hi I use my debit card (maestro)to do online shopping and normally it works fine, but occasionally (it's happened about 3 or 4 times now) the transaction doesn't go through and it seems to be due to problems with Mastercard SecureCode/World Pay :confused: I'm not at all sure how this system works and was wondering if…
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Advice RE: A Credit Card With A Decent (24H) Authorisations Department.
Morning all. I regularly use my CapitalOne Credit Card out of "normal hours" and this is often for large Internet purchases. Unfortunately, I am now sick of having my card blocked due to their "Active Fraud" system, only to find the block cannot be removed between 7:30pm and 8:30am. The excuses are pathetic for such a…
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re mbna or virgin credit card
has any body else had any problems with above company ie being given cash in error or not taking enogh to cover debt or wrong amounts taken this company has put me further in debt charging 400 interest each month
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mastercard purchase protection
Hi, My bank have changed my credit card from visa to mastercard, and I'm sure I read of a lady who thought she had a claim under the purchase protection rule, only to find out that mastercard unlike visa dont do this can anyone confirm this I dont seem to be able to find any info on this ...Thanks
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credit card credit check?
My GF has just applied for a virgin 0% credit card as her old 0% comes to and end but was turned down , when she rang they said they didnt credit check for cards but go by how much your mortgage is etc , is that right? & any ideas what she can do next with her old card ballance for a new 0% deal
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Can I Take on my girlfriends store cards?
Basically as per the title! My girlfriend has approx £1600 on store cards and paying it off slowly due to the ridiculous APR - I suggested a credit card to do a 0% balance transfer, but she has poor credit (due to a !!!! up by her dad!). so I wondered if I could transfer the balance to a credit card and get the 0% or can…
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How old to "sell" storecards?
Not sure if this is on the right board but I have a query about selling storecards. Is it ok for a 16 year old to promote and open storecards? Personally I thought they had to be 18?
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Interest rate increases
Hi everyone. Can someone please explain to me how new interest rates are applied to credit cards. I started my credit card at just under 15% apr two years ago. It has gradually gone up to 18.9%. How did my bank come up with that figure? Can banks just increase the rate to anything they want? I haven't had any missed…
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MBNA Triumph
I was on the edge of trouble with my debt repayments so I did all the research and was told that an IVA was possible. However I didn't like the thought of taking the root. One of the worst problems was an £11.5k debt with MBNA on a high APR. The minimum monthly payments were less than the interest. I called them up and…
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Credit Rating: How it works and How to improve it discussion area
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debt collectors whats the best way out?
what are my rights when it comes to debts with online catalogues when I have not signed any agreements with them. Both me and my partner are having financial difficulties at the moment and have buried our heads in the sand for a while now and not paid anything since we have not been able to afford to repay apart from…
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Cash On Credit Cards
Does anyone know if it's possible to get cash on a credit card without being charged a daily rate if I withdraw it? Or is there a way I can pay an individual, rather than a business, with my card and take advantage of 0% interest rather than taking out a loan? Cheers.
