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Lost last statement
I can't find my last Capital One statement and therefor can't pay for this months bill. I use the giro slip on the bottom to pay it, but can't because I can't find it. What do I do
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bank account vs. credit card
Hi, I have an advantage gold account with Natwest. recently applied for a credit card but got rejected. and now i want to close my current account with them. Will this affect adversely in my credit report? Can i just ask my other bank to just transfer the current account balance and direct debits from Natwest? thanks
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Retention
Im applying for some credit cards for bt's and stuff but am trying to play the long game and wondering what deals i might get 6-12 months down the line from the different banks retention departments. Might be useful by then when Im debt free for stoozing? Have you ever phoned a CC company intending to close your account…
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if you dont ask you dont get !!!!
hi all like most credit card users im always on the lookout for a better deal but there comes a time when we have used up all the good cash back offers available.Ive had 4% from capital one 5% twice now with amex and what ever the cashback deal was with morgan stanley a while ago.Then i remembered id applied for a barclays…
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Which card for a one-off purchase?
Dear all Hope you are all well. I have to make a one-off purchase (approx. £1200). I can repay the amount back in October, but need to purchase now. I know there are a plethora of 0% cards - but which would people recommend? I have a good credit rating (afaik)so should not be excluded from any. thanks for your time lob…
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Debitas NIGHTMARE - any advice??
Hi folks, This is my first post...so forgive me if I'm posing this in the wrong place. However, I'm pulling my hair out with Debitas, so hoping someone can offer some advice. :confused: April 2007 I received my Capital One credit card statement and found two transactions that were not made my myself. Both transactions were…
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Credit / Debit card protection
I was on the phone to Barclay's this evening and the man was trying to sell me credit/debit card protection. He said that with it I would be covered in cass of loss/and fraudulent use etc. I thought all card gave free protection against lose etc if you reported it as soon as you knew. My question is Do we need card…
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Virgin card - not happy with the insurance hard sell
My husband applied for A Virgin card online because the 0% interest offer was good. We did not tick the payment protection insurance box, I know because I checked his form before he submitted it. Today through the post we get an insurance leaflet and a thank you for taking out the insurance. I was livid, I am sure this is…
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Rejected for the card i wanted, accepted of other
I applied for a Capital One Platnim card, I've been rejected for that (it was a bit of a long shot, My credit rating is good, but i only have £1000 limit on my CC and they wanted £5k :rolleyes:) They've offered me a classic which i'm not going to accept, I want to balance transfer to 0% and this doesn't offer it. I only…
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Low income - which cards are available?
Hello I have no debt but have never had a credit card (I'm 38). I've had a mortgage since I was 23 and never missed a payment so think my credit rating is probably ok - I have just applied for a copy of it. I want at least two cards at the moment - one for cashback instead of using my debit card and one to start stoozing.…
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Nationwide debit-just checking!
Just checking this is the best card for oversees spending ,more or less.It's just that I read a quote of this site from martin saying he had a Nationwide CREDIT card in his oversees wallet.
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Pre-Paid Credit Cards
Hello, I was just after some opinions really, We're off (hopefully, if we can save enough money) to the USA for a holiday in May2009 for a family wedding - so it is kinda important we go (normally do UK camping trips!!! :) ) We're obviously really trying to save up some 'pennies' to pay for the trip!! :rolleyes: We DON'T…
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Help with Aqua Card initial limit.
Hi all I'm new to your forum, which is excellent by the way. So I've just signed the credit agreement for an Aqua Card but I'm a little confused as to what my limit will be. The information on the agreement is unclear to me as I'm new to the credit card game. This is what it says on the back of the credit agreement: The…
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Help do I need to transfer balance or get a loan??
Hello everyone, this is my first time on the mse forum so not sure if I am posting it the right place.... I am a very worried mummy... with 3 young children/ babies at home and one income we are now paying out far more each month than we have coming in. We currently have £15,000 on our halifax credit card and £3,000 on our…
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capital one classic
anyone have this card and what is your experience with them? just got a offerd the classic card with 0% intrest untill november 24.9% APR
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.Help,..cc fraud- bank not helping.
This is my 1st post but read on a regular basis and now looking for advice. Sorry if a bit long winded. A couple of weeks ago found that there was a transaction on my CC for £273 to Tesco Direct. I called the CC company (Lloyds) to be told that it would need to be looked into to see if it was dispute or fraud. I asked if I…
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Student: Ordered a Halifax credit card to use in Thailand. Good Idea?
Hey, I am about to book flights to go to Thailand in early July, and have little cash right now. I just ordered a Halifax credit card with 10 months interest free credit. I spoke to the lady who sorted me out at great length and got her to reiterate several times that as long as I make the minimum payment (something like…
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Confused over 2nd balance transfer on B'Card
I'm hoping this is in the right area as i'm new to posting here. A year ago i did a £1,500 balance transfer on a 12 months 0% interest deal to a Barclaycard. The interest free deal runs out later this month and i still have £365 outstanding. About two weeks ago i did an existing customer life of balance deal - again for…
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credit report
I just looked at my credit report on Experian and it shows a credit account that i no longer have as i closed it. Does this mean that the account is still open as it is on my report? Or does the credit report maintain info on all of the credit accounts you have had in the past? It is a credit/store card which i shut down…
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Balance transfer of loans to a credit card
Hi I have debt in the region of £9,500 which consists of a CDL with about £2,500 to pay off, a personal loan of £4,500 to pay off and an overdraft of £2,000. Is it possible to transfer these debts onto a 0% credit card? Or can you only balance transfer credits card debts that you have? Many thanks Will Mallett
