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Help do I need to transfer balance or get a loan??

littleflowers Posts: 1 Newbie

5 June 2008 at 3:39PM in Credit cards

Hello everyone,

this is my first time on the mse forum so not sure if I am posting it the right place.... I am a very worried mummy... with 3 young children/ babies at home and one income we are now paying out far more each month than we have coming in. We currently have £15,000 on our halifax credit card and £3,000 on our john lewis card... plus other outgoings. we really need to bring down our monthly payments fast what do you think is the best option as I don't think anyone would offer enough on a card to tranfer the whole of our halifax balance?? would anyone suggest a loan, I have no idea what to do. Can't sleep at night for worrying so please if anyone has any advice please please help. Thanks in advance. Emma x

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Help do I need to transfer balance or get a loan??

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