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Egg Card Balance Transfer and some more?
Good Morning, I am new to the board and I am looking for some advice please. I recently applied for an Egg card to do a balance transfer which was approved and I was given a credit limit of £10,000! I only want to transfer £3000 so this is fine but I am also looking for a loan for £6000. Is there any way i can use the…
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Credit joke
So.. I just shelled out to get my credit report. It was 'Excellent' and apparently above 71% of the national average.. Why did I do this? Because I've just been turned down for a credit card. I am disgusted to read that companies turn down applications if they are not going to 'benefit' from charging late-payers. Could…
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credit card insurance
im about to apply for a capital one credit card and the form is asking if i want to get insurance? do i? or is it a money making con?? thanks jenny
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Bought car online, Company now gone bust, how do I get monies refunded
In Jan 2008 I bought a car online and paid a deposit by Credit card. Delivery was delayed by the manufacturer twice but to make sure I got the car I paid the balance by cheque. In May 2008 the Company went into receivership BEFORE I got the car. I know how to get my DEPOSIT money back from the Credit card company, but am…
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can u help me
Hi my dad was paying credit card insurance for some years. He found out today that he shouldn't of had it in the 1st place for he dont work for he is in a wheelchair. So the payments have stoped but he would like to know could he try to reclaim what he has paid back or can he not do this ? H e has been paying for 6 years…
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Asda Credit Card T&C Query RE: B-T
IN the terms & conditions it says balance transfers are for 0% for 9 months if you do it in the 1st 6 weeks from activating your card. That i understand but what i don't get is what would be the duration of a B/T after the 6 weeks are up i know the 0% would be the rate but for how long?? Asda' Terms and Conditions state no…
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Problems paying a bill - lost giro slip
Hello everyone, i am really hoping you can help me out, since this is worrying the heck out of me. Im due to make a payment on my credit card account, i usually pay by the giro slip attached to the bottom of the bill. But due to unforeseen circumstances i havent got the slip anymore, even worse is i dont have access to a…
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abbey cash/pay in machine problem
Hi guys, i hope it is the right place to post this kind of questions. Today, i paid in at abbey branch using their pay in machine. i followed the instructions on the screen and deposited cash in an envelop. at the end the machine said my request was cancelled but did not return my deposited cash. no receipt! i contacted a…
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Which Virgin Atlantic Credit Card
Hi looking at getting a virgin credit card to get points for plane trips. They offer a 'white' card and a 'black' card. The black card costs £115 per year but offers double the points of the white card. I spend around £6000 a year on the card. Which card would be more suitable? The black card comes with 6000 free points…
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Withdrawing cash from a credit card and immediately transfering balance to another...
Hi, I have a question regarding withdrawing cash from my credit card. I have just received a shiny new credit card to transfer an existing balance from an old card. This is fairly straightforward with a 3% transfer fee and 0% for a year. What I would like to now is if I take out cash with my old card and immediately…
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MBNA Hidden Late Penalty Charges
I have an MBNA Credit Card and two months ago I was late arriving back from holiday and cut the payment time too tight. My fault, I incurred a late fee penalty of £12.00 and an interest charge of £42.02. A bit steep but it was my fault, so I paid the full balance off, including the late fee and interest. Imagine my…
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CapitalOne Credit Card 15 Months 0%
Excellant offer from CapitalOne 0% interest on balance transfers until September 2009 0% interest on purchases until Septmber 2009 Just receieved my contract details and the paperwork (in error) states March 2009. I have spoke to CapitlOne this afternoon and have been informed the offer is correct but technical error has…
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appealing against a credit card rejection
hi everyone some of you may know that i lost my wife 4 years ago and i gain a ccj and two defaults i have thought about nothing else but fixing my credit file for the last few month now my life is as normal as it gets again i have just paid off in full my last outstanding debt from 2005 so ccj £100 PAID default £112 PAID…
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Difficulty meeting minimum payment
I hope in in the right section, but if Im not I do appologise, due to the increase in everything and my husbands company not allowing overtime anymore, we can no longer meet the minimum paymets on our credit cards, I have spoken to Alliance and Leicester today to explain and ask if they will freeze charges and accespt a…
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MBNA are charging more for the statements
Received a letter from MBNA stating that copy statements are not included within the Data Protections and they are threfore not limited to a maximum charge of £10. They want £4 per statement. Anyone else experienced this and is there a way around it????
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Balance transfers
I had a balance of £8000 on a tesco credit card and applied for a balance transfer on a CTI card they only gave me a credit limit of £2000 so now I am paying 2 cards which is worse so I applied to Virgin who gave me a credit limit of £5000 which I paid the CTI card off and a bit of the Tesco but it still means paying 2…
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Help with Egg credit card nightmare
Long story but in a nutshell I paid off and closed an Egg credit card account 4 years ago. Egg don't write to you to confirm the account is closed so I took it that because my access gone that the account had closed (it's online access only). A year ago I discovered that they had kept the account open on their system and…
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abbey/santander card
I have just been told me abbey/mbna card is now administered by abbey/santander. I didn't get a letter i only found out because i rang to query something else. I had a letter about 2 weeks ago (from abbey/mbna) saying that my apr was going up from 14.64% to 19.9%!!!!!!!!!! When i queried it i was just told that "abbey have…
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Rejected for Egg Money just now
Just got rejected by Egg Money... not even a "We'll get back to you" just an immediate outright Sorry! :cry: I had two years of address history and a good income.... waaah! :mad: Anyway, just wanted to vent, now I feel much better!!! :cheesy: Hope you all have a lovely day :D
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Barclays Premier late payment charges
I had a Barclays Premier charge card for a number of years and was charged a late payment interest charge of 3% on the outstanding balance if the card balance was not cleared on the due date. I want to find out if I would be able to claim back any or all of these charges as these charges were extortinate and essentially…
