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BaBeecard- Save some money!!
I am 6 months pregnant and have just come across this PAYG Mastercard which offers discounts on various things such as Sainsburys M & S and many more.. Looks interesting so I thought I'd post you can even save 5% on petrol when buying sainsburys vouchers. It's run by Newcastle building society and costs £14.95 a year. It…
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I want to put £10k in mortgage account off a credit card what's the best way to do it
Instead of money in savings account I want to pay into mortgage account to reduce balance. It is best to do this on a 0% purchase card and then ask my bank to take the money off the card, i'm a little confused. Any help would be much appreciated. Eggo:rotfl:
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I own a CC, but don't use it. Whats my credit report like?
Would I have any credit rating/score/report? Or would it be empty? Any advice, should I use it but pay it back to get credit? Thanks
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Quick question on credit card interest
Hi, I've always tried and paid the full amount off every month on a credit card as I didn't want to get hit by interest etc. However I've getting married soon and things are starting to mount up as you would expect. Therefore this month I paid £4652 off my credit card except for £500, leaving me with £500 to pay this…
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Halifax 0% coming o an end.. where next?
I have £8700 on my halifax c/c and another halifax card with £85. the 8700 is on 0% but only until next month, I was thinking of applying for the abbey c/c thats 0% for 6 months, however I am 3600 overdrawn and I accidently missed a store card payment last month although I paid it only 3 days late... should I attempt to…
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Need new 0% card but circumstances totally changed
Morning all. I'm a bit stuck on what to do at the moment regarding my credit cards. Not long ago I was made redundant and so started working self employed as a cleaner. Obviously my wages are alot less than when I was a project manager and this is what worries me. I need to transfer balances off of 2 different credit cards…
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Virgin, Capital One and MBNA
Have recently applied for these three cards all in the same day. Does anyone know how long it will be before I hear the outcome of my applications?
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First Direct - changes in T&C from 1st of August
1. You 'may' be allowed to pay less than the minimum monthly payment:rolleyes: 2. No interest on the default charges:T 3. Where tax/other duties are imposed, they will be charged to the card account:confused: 4. Joining with Verified By Visa scheme :undecided 5. Cash back offer from participating retailers - mentions FD…
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Which banks/company's don't check additional card holders?
Hi All, Can anyone tell me/recommend any banks/credit card company's that don't perform a credit check and don't dig to deep when checking additional card holders? I am coming to the end of my bankruptcy and as I've lived on bread and milk for a couple of years and haven't had a holiday for 7 years! my mom has (very…
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Help with a credit card
I have a credit card with about £1000 on it to pay off. I'd like to apply for a new card to balance transfer but haven't been able to get one for some reason or another. My bank (lloyds) sent me a letter the other day offering me a gauranteed card as I was a "loyal" customer. The catch is this:- 4.9% p.a for b/transfers…
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Help with a Default
Hope this in the correct place! Me and my partner are currently trying to get a mortgage, im a police officer and my partner is a teacher,, all good so far. We went to see a mortage advisor and got a decent rate etc. but now the lender is saying they wont lend us the money due to our credit score. I've checked Experian and…
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Need a credit card but not money!
Hi, I just recently moved abroad and am needing to transfer money between English and foreign bank accounts. The easiest way for me to do this is with paypal but to link my paypal account here in Sweden with my bank account I need a credit card. I can't get a credit card here because I've been here a matter of months and…
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advice on applications (AmEx, Capital One)
Hi, just wondering if anyone can offer me some advice based on their own experiences. I was recently turned down for an AmEx card due to low income. I have since realised that I was considerably underestimating my income, I told them it was around 18,000 (I now know 20 is the minimum), when it fact its nearer 25. I'm very…
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Capital One interest payments
Hubby applied for a Capital one cc to improve credit rating in December 2006. Initially the interest rate was 23.36%. There have only been 2 late payments but this was due to an error on the side of the bank (they lost the payments) this happened in the first two months of having the card. Ever since then full payments…
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Oops, cash withdrawal on CC
:mad: Kicking myself for accidentally withdrawing £20 on our CC. Normally pay off in full by DD every month. So if I manually pay off in full as soon as the cash withdrawal clears, with a bit extra (how much?) to cover the interest, will that be the end of the interest being charged? Only have one CC, so all spending goes…
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balance transfers
could anybody tell me can you use a credit card balance transfer on a bank overdraft.
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balance transfer problem
hi. about a month ago i was looking for a card to transfer £1500 from lloyds platinum mastercard. to my suprise i was turned down by about three, so i finally tried mbna. heard nothing for two weeks then had a message saying they required futher information. at the time i couldnt be bothered to phone them. anyway two weeks…
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Looking to spend 10k on a credit card, best deals?
Hiya! Sorry if this is in the wrong place, i'm not usually on this thread! My Mum is buying a new car and as a result 10k is going on her credit card bill! Are there any good deals around that we could look at before she puts it on her normal credit card? Thanks:)
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what should I go for?
hai.. can anyone help.. I am currently using a debenhams credit card for all the spending, and i get vouchers every three months to spend at debenhams. but i dont shop so much at debenhams since I have moved home as there isnt one near to where I live.I have already lost £11 worth vouchers as the date expired. I am…
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RBS Card Application
Hi, Yesterday I applied for an RBS Credit Card. It showed me the credit limit they will be offering me and asked me to clik on the box to accept the tearms and conditions. Once I clicked it showed the following message:- Thank you for applying for an RBS Credit Card. From the information you have submitted we're unable to…
