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MBNA are charging more for the statements

Received a letter from MBNA stating that copy statements are not included within the Data Protections and they are threfore not limited to a maximum charge of £10. They want £4 per statement.

Anyone else experienced this and is there a way around it????

Comments

  • battyboimatt
    battyboimatt Posts: 621 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    You dont want copies of statments, you want a break down of all account conducted for however long as you have had the account and any other data or personal information they hold on you which they have to provide under the data protection act
  • Only the most recent statement is free with MBNA, any other previous statements cost £4. However, you can view and print your last 6 months' statements online at anytime you like. Worth doing if you, like me, like to keep records in neat little folders at home for the taxman lol. You can also ask MBNA to send you a Year-end Report (I forget what they call it) which lists every single transaction you did in the past calender year. Also handy should the taxman cometh. :)
  • GeorgeUK
    GeorgeUK Posts: 7,737 Forumite
    The £10 max fee would be for a Subject Access Request (SAR)
    It will show all your transactions for the last 6 years and any other info the bank holds on you, but the transactions may not be in the same layout as the statements. It will be the same info though.
    After falling off the gambling wagon (twice): £33,600 (24,000+ 9,600) - Original CC Debt: £7,885.91

    Dad Gift 6k ¦ Savings & Inv Tst: £2,500
    Loan 10k: £0 ¦ Dad 5.5k: £2,270 ¦ LTSB: £0 ¦ RBS: £0 ¦ Virgin £0 ¦ Egg £0

    Total Owed: £2,270 (+6k) 11/08/2011
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