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Rejected for the card i wanted, accepted of other
Alybea
Posts: 154 Forumite
in Credit cards
I applied for a Capital One Platnim card, I've been rejected for that (it was a bit of a long shot, My credit rating is good, but i only have £1000 limit on my CC and they wanted £5k :rolleyes:)
They've offered me a classic which i'm not going to accept, I want to balance transfer to 0% and this doesn't offer it. I only want to transfer £400.
Will the rejection have a negative effect on my credit rating, or because they offered me something else is it ok?
I'm going to apply for the Abbey Zero instead.
They've offered me a classic which i'm not going to accept, I want to balance transfer to 0% and this doesn't offer it. I only want to transfer £400.
Will the rejection have a negative effect on my credit rating, or because they offered me something else is it ok?
I'm going to apply for the Abbey Zero instead.
0
Comments
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Just accept it and cut up the card.0
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Will the rejection have a negative effect on my credit rating, or because they offered me something else is it ok?
Personally I don't think this will have a negative effect and you will be ok to apply for Abbey Zero.
Negative effects are usually due to making too many applications in a short period of time, or consistently paying late, or breaking through your credit limit etc0
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