-
Virgin CC Payments
Hi everyone, a quick question to all the experts :) I have just transferred all my debt to the Virgin CC at 0% for 15 months. Including my 2.8% fee the total is around £13,400. I am now working out my budgets. In summary, when my OH works, I will be able to save or put towards my debt around £1,000 per month. As she…
-
Nationwide - Trying to get an additional cardholder..
.. Is apparently like trying to get blood from stone. I filled in the form 2 weeks ago and returned it via the branch (to make sure it was received!) and still have heard nothing. Their call centre excuse is 'there may be a backlog', I asked if there was any information about it on the system and she said no. So I said…
-
argos mastercard credit card
Today I discovered that Argos only allows 2 online debit card payments to this credit card in any 30 day period. Is this legal ? no such restriction is stated anywhere in the Terms and Conditions but i had an e-mail saying it was in their guidelines ? what are those ?
-
Sainsburys Credit Card, Urgent Help Needed!!
Barclaycard offered my friends a lob rate of 6.9% with no transfer fee until the balance has been repaid. My friends owed money to two credit cards, Sainsburys and Bank of Ireland. They done a balance transfer with Barclaycard to Sainsburys but when they attempted to transfer a balance from their Bank of Ireland credit…
-
Halifax Gold Card, Payment made to wrong A/C by halifax
Hi Ladies and Gents, My wife has a Halifax CC and in april she made a payment using HBOS telephone banking to he CC. Now unfortunately like most people my wife always pays on time or early, and doesn't use online or telephone banking much. But the problem is either my wife or the person at the call centre misquoted or…
-
Help i think i am in trouble
H there i applied for a credit card from paypal and i was accepted.I transfered all my balance to this card as it was free for 9 months. they suppose to take the bill (minimum)at the end of the month from my current account as it was direct debit. when i checked my online account today (4th june) after 5 days there is no…
-
reclaiming capital one charges
hi all, just posted a letter asking for charges to be refunded. question is do they normally take long to respond? thanks x
-
HSBC 0% on purchases
Hi everyone - first post on here! I am moving house soon, and saw on MSE that the best way to borrow small amounts is on a 0% credit card. With that in mind, I applied (and subsequently signed the Credit Card Agreement) for the HSBC card, as it offered 12 months at 0% on purchases. Then today, just two days later, the…
-
Tesco credit card
Hope someone can help.I took out a tesco credit in November because it advertised "The more you use it, the more you get back! - If you pay with your Clubcard Credit Card at Tesco or Tesco.com, you'll get 5 points for every £4 spent". So according to my calculation if I spend £100 at Tesco ,I should receive 125 points…
-
Vanquis Card
Can anyone tell me the date they last updated to Experian please? :confused:
-
Bad score - no details on experian
HI, sorry if this is in the wrong forum but I am stuffed for ideas! For a while I have been accepted for some credit and refused for others after religiously paying my bills on time. I have got my file from equifax and it has no information on my credit card, mobile phone and current accounts!!! I have never missed a…
-
Credit Card Interest Charges
Hi to everyone I have been pairing down a balance that I had on an Alliance and Leicester Credit card and eventually I paid off the FULL BALANCE before the payment due date The next month the statement arrived and I had been charged interest. I called customer service and was told that I need to pay off the balance on 2…
-
Call to people with Natwest Loans
I have recently just taken a loan with NatWest through the branch and could any existing NatWest loan customers tell me if they received any paperwork from them as i do not want a family member to know who sometimes opens my mail. all help appreciated
-
Morgan Stanley
Hi all was hoping someone could put my mind at rest.... I have just received a letter from Morgan Stanley re an account I cleared a while back and have kept on as an emergency but have never used the card since. The letter states they have viewed my credit file and have immediately dropped my credit limit substantially.…
-
Natwest - have I been accepted?
I've just been on the Natwest website (I have a current a/c and overdraft facility with them) and thought I'd try applying for a credit card with them. As I went through the form it told me what my credit limit would be if accepted (£10,600), but then said afterwards that it couldn't give an instant decision and it had…
-
'Permanent suspension' on AMEX card...
...can they still keep charging me interest ? (which they have been doing since suspending the card 12 months ago!)
-
Homebase Refused To Take Cc Payment To Clear O% Interest A/c With Them
2 years ago whilst renovating my current home my partner + l purchased kitchen units oven hob + sink on a 0% buy now pay in 1 yr offer . unfortunately my partner and l split up before the year was up and as the agreement was in his name l did the right thing offering to pay for the kitchen [£3750 ] the first payment was…
-
More Cashback Card Questions
Hi guys, sorry for asking what might be obvious. Can I put standing orders/direct debits on my cashback credit card and reap the benefits? Also, how do I get the cashback? Is it credited to my card monthly? At the end of the year etc? thanks
-
Tesco business card...2 p less per litre
(though they are slightly more expensive than shell in our area but handy as down the road). any thoughts...? htanks
-
thoughts on Tesco bonus credit cards...?
i believe it gives cashback. any advice appreciated .thanks
