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MBNA family
I was wondering if anyone knew which Credit Cards fall under the MBNA family as I am thinking of transferring my balance to the Virgin card but am not sure if I already have a card which is included in the MBNA family? Any help would be appreciated.
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EXPATS - is there is UK cashback card for us?
I livein Austria but spend around 2 months a year in the UK. Martin is always on about cashback cards and I do spend money the UK when I am there of course. Is there a cashback card that I can get without being a UK resident? I do have a UK address and bank account but spend longer outside the UK than in it. Any help…
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£12 despite DD payments
I am being charge £12 for late payments most months despite having payed by monthly direct debit since i got the card in 1999. I have never missed a payment. Can they do this? Can I get this money back? All advice greatly appreciated. Thanks
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Student needing a credit card
Currently, I need to pay a £160 deposit to work at a festival. This is due to the amount of people that say they are going to work at festivals but then get their free ticket to work there and then don't complete their shifts! However, I don't have a spare £160 The problem with waiting for a student overdraft from my HSBC…
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Abbey Debit Card, partially blocked online?
Dear MoneySavers, First time poster, not exactly a long time reader, but thought I'd post this as it's been annoying me (I apologise if this is the wrong forum to post Debit Card issues). Anyway, I've been using Abbey's Debit Card ever since I was first a student 7 years ago and I've not really had any problems until…
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Exacting but effective free money strategy?
Any downsides I'm missing? Figures are simplified, in particular don't take account of BT limits or doing the minimum monthly payment on card B. (1) Open credit card A. (2) Open credit card B. (3) Get cash advance on card A for $1000. (4) Transfer card A balance to card B, swallowing 3% charge ($30). (5) Put cash advance…
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stopped a CC transaction in error
OK made a big mistake. CC company phone to report unusual use of CC and ask to check a few transactions. All were OK but I didn't recognise one. So they cancelled the cards and said they would stop the transaction. A couple of hours later I remembered the transaction, though the date and time of use was 4 days out and the…
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How to transfer CC balance when not doing regular work?
Hi guys. I got sucked into the 0% card thing, have paid off very little of the balance, basically messed up, no slapped wrists needed, have beaten myslef up enough about it. Add to that another CC I am paying interest on and the total is approx £3200. 0% finishes this month, I applied for the card while I was still working…
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Can't get a new credit card
I have 4 credit cards that are all up to the credit limit. I have tried to apply for new credit card as I am paying loads of interest but have been rejected. I am paying miniumum payments every month as I can't afford any more, but at this rate I will never pay them off. I have been improving my credit rating over last few…
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Co-Op Travel Credit Card - Whats the perks??
I have the above mentioned credit card and have acquired £30 worth of travel care cash back to date. I have paid the remaining balance off of the card and have got to the point where I need to decided whether I should keep the thing alive or whether to shut it down. What I am wondering is whether anyone knows the benefit…
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I did a bad thing...
I spent on my credit card after balance transferring and now i'm paying a tenner worth of interest each month! Help! What should I do? I am highly uneducated when it comes to credit cards so would really appreciate your help.
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Credit cards and APR
I just wondered why when every other type of finance has to disclose an APR, do credit card companies not have to do the same thing. A lot seem to have taken to advising the merchandise interest as per month which has the effect of making it look less scarey! Don't they have an obligation to state the APR?
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Reclaiming Interest & Repayments on Credit Cards
Is this link for real? http://promo.gmgradio.com/2275/ Its just been advertised on our local radio station. I have searched the forum to see if there is already a thread, I couldn't find one. So, I do apologise if I've missed it. Many thanks. Dee
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Reclaiming PPI from TSB Credit Cards
Hi all, Just a quick query. Has anyone else been waiting for over 6 months for the FOS to pull their fingers out and actually start the investigation into reclaiming PPI? They've had all my paperwork since January and I'm getting a little fed up! Should have taken it to the small claims court instead.... Grrr!
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good or bad
For the month of June any balance transfers you make with your Egg Card will be at 0% for up to 5 months, with a 2.5% fee. This is your anniversary offer, as you joined us in June 2006. is that good or bad? also what does it mean exactly. i havent got a clue about balance transfers #help_text !! font-family: Arial,…
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Credit reference file correction
Hi - my divorce was through 3 months ago, and I have a Court Order relating to property transfer to my ex/lump sum settlement to me. We took out a joint mortgage 5 years ago, but I have not contributed to it for 15 months and the Court Order has given me indemnity until it is transferred into my ex's name. However, it is…
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Credit Card
Hi Guys, I have a credit card which I am £19.99 in credit on, but I don't use it,, if i close the card down, would I get the money back? Stupid questionI know but you never know with banks and credit companies these days!!:mad: But I am thinking of getting another 0% card to help pay off the other halfs bank loan which has…
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Minimum payment formula
Hi all, I'm putting together some advice for staff on managing debts for my work. In regards to credit cards i was going to point people towards the rather excellent calculator on this website but the company refuses to unblock the website for access at work. Does anybody know the formula it uses to calculate how long it…
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Visa Electron
Which banks do visa electron cards some promoted these a few years ago but you dont hear about them any more. This morning the BBC were interviewing the owner of Ryanair who was argueeing his case when viewers asked about credit card charges and he said that there was no charge if you used visa electron,is it still in…
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capital one card, repayment question
hiya, has anyone got the capital one cashback card at all? im just wanting to know how you pay the balance each month,do they just send you a monthly statement? then i would like to pay it fully each month via my internet banking. is this ok and possible as i dont want to set up a direct debit to do this, cant see any…
