-
Store Card Reclaiming
Hi, Can Someone Help Me Re:storecards. Can You Claim Back Any Of The Charges Incurred. I Have Asked Argos For Money Back However They Have Replied With They Are Not In The Same Catorgorie As Credit Cards And The Oft! It Says I Had Charged 208.00 In Total And Had They Charged 12.00 For The Fee From Oft The Difference Iin My…
-
Capital One payment reversed...
Hi, I have a Capital One CC for 3 months now, and have been paying it off in full each month. However, just noticed that they tried taking out the full balance on Sunday via DD, and I thought it was only going to be tomorrow! (Due date: 04-06-08). I checked my statements, and i have now seen that they advise to have the…
-
Abbey Zero Atm Charges Abroad
Hi all, I'm off to France, Germany and Belguim soon with my Abbey Zero credit card. I understandd that I will be able to withdraw cash abroad without any charge from Abbey, but certain banks abroad where the ATM is may make a charge of there own! Does anyone know which banks ATM's are free in the above countries??…
-
BA Credit Card or Air Miles Travel Co?
I have a query regarding air miles and I'm new to this and as yet can't seem to understand how it all works. My husbands wants to get the British Airways American Express Card but that seems to limit us to only flying with BA and certain destinations. Now I know its a good rate 1 mile for every £1 spent but surely we are…
-
Changing Abbey cashback card to Abbey Zero
I currently have the Abbey 5% cashback on S/market shopping card which runs out at the end of July, and was hoping to change it for the Abbey Zero card when the supermarket offer finishes. Has anyone here managed to do this or does anyone know, if I threaten to leave will they offer me the card? (Or even how long after…
-
Quick ATM Question
Yes Mr Paranoid himself is back :rotfl: Just wanted to see if this is the norm/has happened to anyone else. I went and used an atm in my bank (reputable well know one) Put my card in and it said the following "Balence......Withdrawel UNAVAILABLE Withdrawl with statement UNAVAILABLE" so basically I clicked balence and it…
-
Using my HSBC credit card abroad
I took out a HSBC credit card a couple of months back which includes 12 months interest free payment on purchases. Now, will this include purchases that I make abroad? I know i'll have to pay a charge for using it but will it be included in the interest free payment? I'm off to the States next weekend, ideally I would have…
-
5.2% cashback (or when NOT to use a 0% card)
For a while I've had the HSBC card offering 0% on new spending for 12 months. When I got it, I started using it for my everyday spend, whereas previously I was using an Egg Money card for the 1% cashback. I was thinking about it recently and wondered at what point through a 12-month interest-free period does it become…
-
Abbey Zero v Nationwide
I recently got the Abbey Zero card and I'm about to apply for a Nationwide debit card so that I can lift cash when I am abroad but can anyone tell me if it's better to have the Abbey Zero or the Nationwide CC or are they both the same.
-
Egg Card anniversary offer
I've had an Egg Card for a couple of years. I signed up for it in February '06, and this year in mid-February I took advantage of their "anniversary offer" which allows you to make a balance transfer to your Egg card which will be interest-free for six months. I just wrote to Egg to clarify whether the six-month period…
-
Hello
I am Maahe, I wanted to know about the credit card facility of the Money saving expert community .
-
Credit Score
Hey all I'm new to all this so i'm very sorry if i'm in the wrong place!! I've tried appling for a credit card but been told i can't have the card i want because my credit score needs improving :o !! I'm in no rush as i already have a card but would like to improve my deal. Wondered if anybody out there has any suggestions…
-
Virgin Money 'interest free' charging interest?
Ok i realise this can probably be quickly resolved by calling them but i cant right now as im working... Basically i signed up with VM credit card, transferred a balance, paid the transfer fee and it should be interest free until Jan 2009. Looking at the statements, the first 3 months were interest free, and since jan 2008…
-
How Long does a Balance Transfer take??
I done a Balance Transfer from a Virgin Credit card to a Nationwide one on the 30th May. My Nationwide online banking shows the money I owe now on this credit card, but Virgin Credit card still shows the total amount and hasnt deducted the balance i've transfered :confused: Any ideas? Does it take a certain amount of time…
-
Additional card and credit consequence
I'd like to give my other half an additional card to my normal credit card. He has a bad credit history but has paid everything off in full in the last 6 months. Will this affect my ability to get credit in any way or give me worse deals? The card would always be paid off each month. Because of his credit history we have…
-
balance transfer question
i transferred the whole of a balance from one card to new card. The new card is showing that the balance is now there but the card i transferred from is also still showing a balance?! Its only been about three days since i did the transfer online so maybe the transfer hasnt acually happened yet on the original card, could…
-
Purchase Protection Insurance
Having recently used my new MBNA credit card to buy my son a bike, there was not even time to put it onto our home insurance before the bike was stolen!! Then I remembered the 100 day Purchase Protection you are given for goods up to £1,000. I immediately telephoned for a claim for which I duly completed in the time…
-
360money unwanted vouchers
I've been sold 360money unwanted vouchers. I asked for Paysafecard vouchers which I've never seen before, so took what was given and pay for it. Now Mr. ShopOwner refuses to take it back. Although I gave him printed instruction from Paysafecard website explaining step-by-step what he was supposed to do. :confused: Any idea…
-
Repaying credit card balance
I thought I would query whether anyone has had the same problem with MBNA that I found out about today - I always pay off my balance but I was waiting for a cheque to clear before transferring the moneys - to make sure I had paid moneys in time I paid just over half of the sum due, then by the due date when the cheque had…
-
Vanquis- OH dear made mistake in applying!
I asked my hubby if he would apply to Vanquis for a card, mainly my old addiction to see if we can get one. Anyway, when it comes to the section, how long you have lived at address, 3 years went in, instead of 1 year? We only realised afterwards, it didn't ask for previous address. The application had been sent...... It…
