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Best way to pay for our kitchen?
We have the money set aside and are not in a hurry to install,but when we order our new kitchen,would it be better to order it on a credit card for extra protection in case it isnt delivered fully in a decent timescale,etc? We will be paying it off in full anyway.
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Barclycard Credit Limits
Hi, just a quick question. A little while ago there was a round of decreasing of credit limits on Barclaycards as soon as you made your payment, it seemed. Has that stopped for now. Am in the middle of a CC shuffle but don't want to reduce the BC balance only to see it followed by a decreased limit... any recent…
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Prepaid Cards list
I've been tracking the costs/charges for each of them and I hope the following list will be useful to someone else at took ages! In order of what i considered the worst to the best in terms of charges: 17) TheUniqueCard Mastercard- £9.95 (2 cards £19.90) - monthly £5.95 - plus 5.95 after 120 days inactivity - transactions…
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been rejected for a barklycard!
Applied for a barclycard and have been rejected, would love to know why as as far as i was aware ive got a fantastic credit rating. Feel really upset about htis now, cant udnerstand why i would be rejected.
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Delta credit cards?.........
I seen an advert for a Delta credit card... Are they accepted in most places? Never heard of a Delta Card before....:confused:
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What should I do?
Hi Am new to the site and needed some advice. I have a barclaycard with £3500 on it (limit £5600) and Halifax with £3800 on it (limit £7900). I am paying 26.75% interest on Halifax so really want to get rid of this one due to cash withdrawral on card (very silly I know). Spoke to Barclaycard about tranferring Halifax card…
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American express RED declined please help !!
Hi first off ! im intentionally not posting in the existing AMEX thread as its too long and often people get sidetracked from the main topic rather than answering the question in the first place now to the matter .... I applied for the RED card on 16th december and got declined and yesterday i have written an appeal to…
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CC advice needed - newbie
Long time viewer, first time poster Sorry if not all info here is given or am asking an unrealistic question but here goes: Am looking to get my first CC and am after a bit of advice. Looking to buy a new car in a hurry due to mine breaking and needing one as travel quite a distance to work. Original plan was to wait until…
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Over charged interest (2x per month for 4 months)
I used some cheques which had a preferential rate on a Credit card account; when the statements came in they had a monthly interest charge in the normal transaction list and a separate section detailing the preferential interest rate, cheque balance, amount paid off the preferential balance and the preferential interest.…
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Credit Card Limits - Too High?
Is it bad to have a high credit limit on your credit cards?
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'Student' or 'Part-time' when applying for CC?
Well basically the title says it all I am a student who also works 12-16hrs per week and was wondering when applying for a CC, the Halifax One Card to be specific - is it better to put my employment status as 'Student' or 'Part-time' on the online application form?
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Anyone applied for the BT credit card and
people's thoughts on it? thanks in advance.
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Barclaycard - trying to find new card
I have a problem which I do not seem able to resolve. I have banked with Barclays for 29 years and have a Barclaycard through them with a limit of roughly GBP 8,000. My current balance is a couple of hundred pounds above my limit. This is my only credit card. Over the last few years I have had occasional difficulties…
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Whats best?!!!
Whats best 2 credit cards, one at 12.9% APR (variable) & one at 15.9% APR or one card transferring the balances from two onto one card and if so what card is recommended? I would prefer to make one pymt per mth than two!!
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Advice needed on credit cards
i have a virgin card balance of aprox £4000 the monthly payment has gone to £90 and £80 of thet is interest a month !!! i also have capital one card balance £2800 monthly payment of £85 how can i reduce these monthy payments as the mortgage payments have gone up and i am struggling to pay these every month .... i cant get…
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Help! need advice... please!!!!!
I feel stupid that its taken so long to realise I'd been fobbed off but now I know, I'm seething :mad: Cutting a long story as short as poss: Last January, I missed a payment by 2 days and was charged a late fee on my 0% A&L credit card statement. I rang to see if they'd let me off but they wouldn't but I set up a standing…
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Egg Card & Egg Money Question...
I have an Egg Money Card and an Egg Card. Has anyone ever balanced transferred money from there Egg Card to there Egg Money account and then transferred into there bank. I have used Egg Money as a mule card on many occasions, but never in the above scenario. My only other alternative is to ring up Egg and ask for my Egg…
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Natwest student credit card
I currently have a natwest student credit card with a limit of £350. Due to not havin much money i havnt been able to make the payments and i am now over the limit by £70. Does anybody know a way to freeze the interest or make a reduced one off payment? It may seem like stupidity so could someone please educate me. Thanks…
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Balance Transfer Fees - Should They Be Legal
I've been seeing all these adverts offering 0% on balance transfers etc but then charging a percentage to transfer the funds over. Now if the 0% interest is only valid for 12 months surely this means that they are in effect charging you interest through the % transfer fee. I thought that the APR is supposed to take into…
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Post Office credit card
I applied for a Post Office credit card online earlier today. At the end of the application it said a decision couldn't be made immediately and I would hear by post within the next five days. I applied through Quidco and have just looked on there and it has been validated. Does that mean I've been accepted?
