been rejected for a barklycard!

ricflairandy

Applied for a barclycard and have been rejected, would love to know why as as far as i was aware ive got a fantastic credit rating.

Feel really upset about htis now, cant udnerstand why i would be rejected.

Zebedee69

Its easy to find out:

https://www.creditexpert.co.uk - get a copy of your credit file for free.

Depending on what it says you'll know why:

a: There is something new on your file thats catching you out.
b: Your rating is realy realy good...... So good the card company thinks you wont earn them any money.


Have you moved house, applied for a few credit related items recently (Phones, Sky, Cards, Loans, Mortgages, etc etc) have you just split up from your partner? Is this your first credit card? Have you actually had creidt in the past?

Loads of questions lmao! Just answer them and get your report. Well help you take it from there........

spamberler

Join the club! I checked my file having been rejected and there was nothing wrong at all and they (barclays) were NO help in pointing me in the right direction either. I niggled about it for a month then just applied for a goldfish card no problem.

ricflairandy

Zebedee69 wrote: »

Its easy to find out:

www.creditexpert.co.uk - get a copy of your credit file for free.

Depending on what it says you'll know why:

a: There is something new on your file thats catching you out.
b: Your rating is realy realy good...... So good the card company thinks you wont earn them any money.


Have you moved house, applied for a few credit related items recently (Phones, Sky, Cards, Loans, Mortgages, etc etc) have you just split up from your partner? Is this your first credit card? Have you actually had creidt in the past?

Loads of questions lmao! Just answer them and get your report. Well help you take it from there........

Havent applied for one for ages, just wanted a good 0 percent card. got a new phone last monht, thats about it though. Not my fist card, want to transfer a balance to it, living in the same house for 7 years with partner and kids.