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How do I store my bargain Christmas Pud?
Hi I bought one of the very posh M&S Christmas Puds at about a quarter of the original price. It is "sell by" March 2008. Does anyone know the best way to store it for next Christmas? Should I freeze it or will it just keep as it is in a cupboard? I'm sure in the olden days people kept them for years, but would welcome…
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Card Scam - Hemel Hempstead - Check Your Statements
Used the Jet Petrol Station, Queensway, Hemel Hemstead recently? Dozens of people in Hemel Hempstead have fallen victim to card cloning fraud at petrol stations in a scam worth thousands of pounds Story click here. Tip: Check your statements. Similar stories. click here.
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AMEX Platinum Card
Have had an AMEX card for 12 months (3% Cashback offer) and have just received the Cashback (No complaints from me). However, how likely is it that AMEX will allow me to have the 5% Cashback rate as an existing customer, or will I have to go through the process of applying for a Capital One card (4% Cashback) and if…
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Advice on balance transfer/claiming fees
I am about to apply for a Nationwide credit card with the aim to balance transfer the full amount (£4000) from my Smile cc. A few months ago I was hit with non-payment fees on my Smile account when the direct debit wasn't paid because it was right before payday, two months consecutively (I've never missed any other…
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help with balance transfer....
hi guys, this will be the first time i have ever done a balance transfer and i would appretiate it if you could make sure i have my facts correct. i have a halifax one card (0% expires in a month) so i have applied for a barclays platinum 0% for 14 months. now, do i simply wait for the confirmation to come through the post…
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who is responsible for debt - help please
Not an easy one, I can't face talking to anyone on the phone just now and everyone here is alway so helpful. My Mum has just been told that she has only a very short time to live. I know that she has about £9,000 on a credit card, is my Dad responsible for this debt ? The card is in her name only. Thank you very much.
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New "Barclaycard Freedom"
Hi there Has anyone applied for one of these cards yet, or been uograde to one by Barclaycard? http://www.barclaycardfreedom.co.uk/index.html James
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Sainsburys CC 3 month 0% offer
A couple of weeks ago I received a letter from Sainsburys CC that contained an offer of 0% interest on purchases for the next 3 months. Unfortunately, I read it, then immediately shredded it. Has anyone else had one? Could someone confirm the deal for me please? The way I read it, I can pay the minimum payment in Jan, Feb…
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Charge Backs - reclaiming for multiple deductions
On Friday I ordered an on-line service for $24.95 with a very well known American company. The order was declined and my account not updated. Today I found out from my UK bank that 8 payments of $24.95 (nearly $200) have been debited from my account. The bank were very unhelpful, and claim there is nothing they can do. The…
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Credit Card arrival
Hey all I applied online and was accepted for a Barclaycard over the weekend. I haven't had a confirmation Email even though I provided my Email address. Is this unusual ? When can I expect the card ? Tried calling their customer service number tonight but by the time I'd navigated through the automated menus it was past…
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credit card monthly interest charges
hello i have a card with a large balance on it and i pay back the minimum repayment every month by direct debit the statment is dated 1rst of the month but the payment doesnt get made until the 27th someone told me that if i made the payment on the statment day i would pay less interest is this true? thanks for your help
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capital one card
I recently followed this sites advice and applied for a credit card ( NEVER HAD ONE BEFORE) so my amount on it is only £200 as it's the basic one, i do my bits of shopping on this and pay it of monthly is this still better than using my debit card ?
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Has anyone personalised their natwest credit card?
Was just looking at this, has anyone had one yet and whats the picture quality like?
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Applying For More Than One Credit Card in a day
Hi I'm in a bit of a tricky position... 4 of the 5 credit cards I'm with have returned to there standard interest rates. So I need to apply for new credit. The reason why I didn't apply before the 0% finished is that I moved house and missed sending the electoral role form off and have just recently been put back on it. My…
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Avoid MBNA credit cards
I had a MBNA Conran Credit card which promised cashback (see countless websites e.g. http://www.cashbackguru.com/conran-credit-card.php ). The credit card was closed down all of a sudden last year and, to cut a long story short, I have robbed out of receiving cashback on the card that I used for months. I have literally…
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Credit card transfer
I have about 800 pound on a natwest credit card. i desperatly need to switch to avoid paying interest, I have applied for a capital one card, but unsuccussful. i am in the middle of a house buy and wasnt sure if that would affect my credit score? Is there any cards with good balance transfer and 0% purchases at moment. and…
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Egg Cards
:confused: BEWARE - I took out an Egg card about 2 years ago and paid the balance off Jan 07 - I actually paid too much and didnt realise until March - so I rang Egg and asked for a refund £118. 25p - this they did but I didnt realise at the time that they actually credited me with £118.75 anyway the bottom line is - if…
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Advice needed, re: quick credit card
Hi i need some advice, I balance transfered my virgin credit card with a halifax one as I wanted one to be clear as I need the cash and the charges for withdrawing cash from virgin were cheaper than that of the halifax. However, its all gone horribly wrong, Virgin immediately swallowed the money and reduced my limit to…
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instant cash withdrawal
hi all, i am new to this, so excuse my lack of knowledge/research. earlier last month i used my credit card to deposit some money into a online gaming account which i had set up. i received my bill and have been charge for that withdrawal as a "instant cash withdrawal", thats what the credit card company is saying. they…
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transferring balance from another country
i want to transfer my balance from my bank of ireland account but the 3 credit card companies i have tried have all told me that because the account is in another country they cannot do a balance transfer. Anybody know a credit card company that will or is this the norm.