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no credit history
hi i would like to ask you about the Credit card. I am a full time student in UK and I am working as well. ,originally i m from EU. I have been living from 2 and half years here. I don't have credit history and i would like to apply for credit card. I check that Barcley has a student credit card and also has another credit…
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10 Important Questions Before Getting a Balance-Transfer Credit Card
10 important questions before getting your Balance-Transfer Credit Card, Don't find your self with unexpected hight credit card interest rates that will get you in debt or even bankruptcy! 1. How long does the rate last? 2. What are minimum requirements to keep low rate? 3. What's the interest rate for new purchases? 4. Is…
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Alliance & leicester RIP OFF! unfair charges
:mad: :mad: :mad: :mad: :mad: :mad: Just recieved my January statement for my CC which I pay off in full each month. On my statement was a late charge for £12.00 and interest of £10.00 I phoned customer services as I had paid promptly as always and was told that my payment was due on the 25th december, It had probably…
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balance transfers
my partner has got a poor credit history. At present he has a Barclaycard, which he is paying huge amounts of interest on. I wondered if i could take out a credit card with 0% interest on balance transfers and transfer his debt onto my card. I would be grateful if any one could advise me.
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Trying to be green! paperless billing?
Hi, In my efforts to be more environmentally friendly, which CC's offer paperless billing? Thanks in advance!
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No credit card
Have no credit card to buy online. A few days ago I bought several Adobe Software Products online without credit card through the services of Happy Buyer. I paid with cash. That went well. Just wondering if there are others who used Happybuyer and what their experience is?
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paid for something which is now faulty
i bought a tv from matalan approx 4 months ago and it is now faulty picture goes blue and screen scrambles(hope this makes sense) anyway i no longer have the box and cant find the receipt anywhere as we have just moved what are my rights? Im preety sure i paid via Credit card but could have just been on cash card. Any…
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TESCO cc late payement trick
forgive me if this has been covered before. my bill date for a tesco credit card is the 30th of each month. I get paid every 28 days so i generally pay it early. I paid on the 5th december for the 30th decembers bill therefore paying 25 days early,only to be whacked with a £12 late payment fee in january 2008. when i…
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PPI on MBNA credit card
Can anyone tell me if they have been successfull in cancelling and re claiming the insurance which racks up on the over all balance of the lending, Is this the same as miss sold insurance with the banks ? loli
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could use some friendly advice on credit cards...
I have a natwest credit card debt of about £xxxx... which i'm paying off the minimum payment every month. I want to balance transfer this so that i pay 0%, however i have a slight issue. I'm going abroad soon...and i'll need to use a credit card. I think the solution is to balance transfer my current natwest credit card…
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Post Office credit card - internet banking?
Sorry to ask another stupid question about credit cards! Does anyone here have Post Office credit card? Where on earth do you log into your internet banking?! I called earlier to activate my Enterprise PIN to log in with, but the lady on the phone just told me to go to www.postoffice.co.uk and log in, she either didn't…
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Capital One Cashback Credit card
Hi, I applied successfully for my cashback card back in Sept.'07 and had no problems with it. I recently recommended the card to my brother. He received his card with the added bonus of free travel assistance and insurance. I queried this to Capital One and they said he's on MasterCard World and I'm on MasterCard Europe.…
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Credit card benefits, which one?
I'm looking for a new credit card and possibly a new current account after feeling a bit ripped off by my bank/credit card company. My current credit cards with RBS use to have purchase protection against accidental damage but they removed it and I must have binned the notice when it came through years ago. I recently…
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Balance Transfer Question (Natwest deal)
I presently have 400 pounds on my Natwest card (250 pounds of which is on a 0% Christmas Dept stores deal due to end Feb 21st). I just received a letter from Natwest offering 5.9% pa on a long-term balance transfer deal (lasting until all is repaid)...the 5.9% deal expires jan.31st. I had some months ago applied for a PO…
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Settled accounts.
On my Equifax credit report, I have 3 settled accounts. One of those is for my old Debenhams store card. Does that mean that my debenhams account is closed? It's years since I've used the card and I've never received any letters stating that they've closed my account.
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Capital One: Good News Story (for once!)
Hi All, I previously posted a thread in which I said i was disgruntled with Capital One. Well, they have kept me as a customer today, by giving me cash. Yes, you read it right. I called up tonight to close my account, paid off my balance with my debit card, and was then asked to stay, even at the end of the phone call. The…
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M&S More Card and HSBC
I read somewhere that the M&S More card is actually part of the HSBC group. If I already have a M&S More card, does this mean that I won't be able to get a credit card with HSBC?
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Effect of the credit crunch
Just got refused on a capital one balance transfer card, and got offered a Halifax one card for a mere limit of 4800 (I bank with halifax and hold over 40K of shares in their sharedeal account, on their overdraft page they say they will allow me a 10K overdraft but I only have 1000 and never use it). I had a halifax card 2…
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egg help
Please help,i owe approx £3000 on my egg card and make £100 monthly repayments but so little is coming off i am so worried,also have cap 1 card with £2000 limit and about £800 spent on it,have applied for a new 0% card but been refused,have checked credit history and no problems,i am also in full time work,can anyone…
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Refused a credit card
Hi all, I applied for a credit card online so i could transfer my balance from an existing card, my credit rating is excellent and credit score is 999 out of 1,000, tried to ring and find out why but can never get through or get cut off when i do so, anybody offer any advice as to why it may have been refused ? Thanks
