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Halifax offers for you
Hi Guys, Basically from having spent many years overseas my credit score on returning here to the UK was zero. I couldn't even open a current account. I started out with a Halifax savings account to have my salary paid into. After six months i was allowed a high interest current account that I've had for over 18 months. On…
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Egg 2nd Card Holder
Hi, I need to know if I request additional card for my partner from Egg. Will they add us as Joint financial relationship at CRA? At present I would like our both CRA files to be separate. Thanks M
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0% balance transfer no fee till 1st Aug - Capital One
Hi all, I'm currently looking to transfer the balance of my Marks and Spencers card (£7500) to another 0% card. My 0% period ends on 12th March 2008. I was hoping to have paid this off following the sale of my flat (I've moved areas due to work and have incurred lots of expenses in the process) but my sale has not yet gone…
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HSBC Credit card
Hi I recently too loan out with HSBC and paid off th efull balance of my cc which was also with HSBC. I did all this in branch with a member of their staff who arranged for the card to be paid of there and then. But today I recieved a bill for said credit card, its only for intrest but I thought that when I paid it off in…
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Best method to get credit increase
Hi, I run a small business and have 6 credit cards in my name. Only one is a company card. All with major CC suppliers. I am a sole trader doing about 500K per year in sales. About 15K of limit across the 6 cards. Clean credit record last checked 15th Dec 07. I try and pay off the balances from the credit cards every month…
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stranger than fiction?
I recently discovered that my virgin credit card balance had been reduced by a significant amount - a payment that had been made or transferred on Christmas Day. Whilst I realise that this must be a mistake that someone has not yet realised, where do I stand on it legally? Should I alert the bank or sit tight and pray that…
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Help with Barclaycard!!!
Morning Guys, I've gotten myself into a bit of a pickle. I didn't transfer my wages into my 'Direct Debit' account in time on the 25th January, as a result I got a failed DD notification saying that my Barclaycard payment had failed and would be taken on the 13th November. While a minor annoyance, that was fine and I…
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Rebuilt Credit Worthiness - Which Card
A long battle but my credit rating is looking much better. No more defaults, 14 historic and closed credit agreements, with almost perfect history (one late payment in 1999). Six current credit agreements with two late payments in last twelve months. I have a Capital One Classic credit card with extortionate rate of…
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HSBC Numpties!
I was looking to move my balances around mid December as the 0% periods had expired. I'd had an HSBC credit card for about 2 years and phoned to enquire as to whether they could offer me any BT offers. I was quoted either 16% or 20%(I'm not certain which as I also asked Egg at the same time and I can't remember who offered…
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O/D transfer to credit card with 0%
Hi, Is it possible to get a credit with 0% balance transfer for the purpose of transferring my overdraft which stands at around a £1000? Cheers. David
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paying it all off each month
Hi, my husband just applied for a credit card for us which we need to hire a car when on holiday. not sure if we will use it any other time. its a nationwide gold one and we have set it up so that a direct debit will take the whole amount owed each month from our joint account. maybe a silly question but wanted to double…
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Best credit card for small business?
Can anyone advise what is the best credit card for a small business, weighing up all the pros and cons eg APR, freebies, moneyback, effective interest free period before monthly repayment is required etc? Thanks
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Not Credit, Debit..
Sorry if this is in the wrong place. Didn't know where to put it and I just want some quick advice :) . I'm 16 and I have a Solo debit card. My friend (also 16) has a Visa Electron debit card and he uses it to buy things online. Am I able to do that with a Solo card? I had a look on the PayPal site but it never said…
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credit cards
My son has an aqua credit card which has an APR of nearly 30% he has been paying more than the minimum amount required for several months and now has the o/s balance down to around £300. Is it worth writing to them and asking them to consider reducing the APR and if si are they likely to do this? Also, he has now paid off…
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Help on applying for a new credit card
Hi, I am looking to apply for my first credit card - I have decided on the Barclaycard Platinum Cashback card for use purchasing petrol. However, having applied for it I have had the following response: As far as I can see, the only difference between the two cards is that the original card had a APR of 14.9% and the…
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stupid question refund onto credit card
This may be a stupid question but here goes-- I've recently had a refund on a credit card which has brought the balance into the positive. However when I look at the account online it still says I need to make a minimum payment this month, despite the credit card company owing ME money. Is this likely to be an error or…
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Barclaycard Boss has his Credit Card Cloned
It was reported on the BBC that the boss of Barclays Bank has had his credit card cloned or a card made up in his name and had £10,000 stolen from him. Do you think someone was trying to make a point?
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The fourth credit reference agency?
We all know about Experian and Equifax. Many of us probably know about the up-start Callcredit. Callcredit belong to Skipton Building Society, and Skipton Building Society are hardly a mystery. But, who are Aristotle International Europe Ltd? I notice that passing mention has been made of them in a couple of old posts on…
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Barclaycard Offer..is it good?
I have just had this offer through with my statement today and being a bit clueless don't know if it is a good one or not?! I am assuming it is only good if you need to pay money urgently else where, and by missing a payment with their agreement, will not have a black mark put on your credit record ?! A break from your…
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goldfish via quidco
I have just activated my Goldfish card. Do i need to spend on it before receiving any cashback from Quidco?
