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stranger than fiction?
vincent2
Posts: 2 Newbie
in Credit cards
I recently discovered that my virgin credit card balance had been reduced by a significant amount - a payment that had been made or transferred on Christmas Day.
Whilst I realise that this must be a mistake that someone has not yet realised, where do I stand on it legally?
Should I alert the bank or sit tight and pray that an anonymous benefactor has sent me a christmas present, or close the account and move to Jamaica!
I would be interested to know if any of you have had similar experiences or you know of either my, or the banks legal position / obligation / responsibility.
Thank you
Whilst I realise that this must be a mistake that someone has not yet realised, where do I stand on it legally?
Should I alert the bank or sit tight and pray that an anonymous benefactor has sent me a christmas present, or close the account and move to Jamaica!
I would be interested to know if any of you have had similar experiences or you know of either my, or the banks legal position / obligation / responsibility.
Thank you
0
Comments
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IMO if you start spending the money, then you are committing a criminal offence of theft.
I'm not sure how long the bank/issuer have to rectify the mistake.
Just don't spend any of the money - a local pair of sisters have just gone to jail for spending a £10k bank error.0 -
http://news.bbc.co.uk/1/hi/magazine/6966683.stm
I suppose that means that you should contact your bank and tell them about it.0 -
As I have said before to others in this situation, it all depends on what you want to be re-incarnated as.The acquisition of wealth is no longer the driving force in my life.
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Whilst I realise that this must be a mistake that someone has not yet realised, where do I stand on it legally?
Should I alert the bank or sit tight and pray that an anonymous benefactor has sent me a christmas present, or close the account and move to Jamaica!
u
It can amount to theft, as in the words of the Theft Act 1968, you "know or believe" the credit is not right.
Contact the company....much enquiry having been made concerning a gentleman, who had quitted a company where Johnson was, and no information being obtained; at last Johnson observed, that 'he did not care to speak ill of any man behind his back, but he believed the gentleman was an attorney'.0
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