-
Barclaycard £5,000 limit?
What's going on with Barclaycard? Are they only giving balances of £5,000 now, just read this on their site..... * We reserve the right to refuse a credit card balance transfer or to limit the amount you can transfer. If we do allow you to transfer an amount over £5,000, the excess will be debited to your account and…
-
Credit Card info needed please
I have held my present Credit Card for at least 25 years,it a Coop Bank card. Without fail, no matter what amount is on it I pay in full every month so as not to acrue any charges. Last month is transpires my payment took 11 days to reach them.....so they have charged me £17.70 interest...... I know it was coming up to…
-
Help with balance trans calcs please!
I currently have 3500 on a 4.9% credit card for the life of the balance. I have a new card which is 2.9% for 2 years - but will incur @ 2.5% balance transfer fee. Assuming I pay £80 per month, which works out better for that 2 year period? (does anyone have a formula I can use?) Many thanks T
-
Money withdraw abroad?
:cool: I want to withdraw money from ATM abroad, mostly in Europe, But my currant credit card charges a lot. Any information on cards that don’t charge. Credit or Debit cards will do. I’m worried about the small print! Know what I mean? Cheers:rolleyes:
-
Can they charge me ?
Hi everyone, hope everyone is hammering their debt and staying focused and strong (i know its hard !). Last year my HSBC Mastercard was full and i could not pay the full minimum payment. Only short by £35 but short all the same. I was charged a fee the card was put on hold and i cut the card in half and binned it . The…
-
Store Cards
Having just read all the great stories about reclaiming Credit Card charges I was wondering whether the same rules applied to Store Cards ? (ie Argos, Next, M&S etc) Thanks
-
Declined HSBC card for plastic loan, what now?
I'd like to do a plastic loan to pay off a £4k loan with Barclays that's at a high APR (around 16% I think), that they won't refinance at a lower rate. I signed up for and got an Egg Money card. I applied for the HSBC that had 2.9% on balance transfers for 24 months, and I was declined. I'm not sure why I was declined. I…
-
Last year's Barclaycard offer
Can some lovely Moneysaver help me? Does anyone remember, or did they apply for the Barclaycard offer last Sept/Oct that was listed on this site? They were offering some cashback, I think, but I don't remember what. My dilemma is that I initially applied for the card and was furious when I was turned down - have good…
-
Card Advice Needed Please......
Hi all Can somebody help me out? I have around 4 cc`s that i no longer use & haven`t used for about a year. Does this affect my credit rating as i haven`t cancelled them with the card company? It`s not something that i think about doing but maybe i should :confused: Any help would be greatly appreciated.
-
CC application advice
At the end of this month, I will have no defaults showing on my credit file, nothing but "green 1"'s on my other accounts (i.e no missed or late payments), and the only negative thing on there is a £3k CCJ from 2004 (which is showing as settled in Aug 2007). I would like a CC with about £2000 limit, but I don't want to…
-
Consumer Credit Act Protection
Hi, This is the first time that I have ventured into this part of the forum so these are new waters to me. I need so help understanding the protection offered under the Consumer Credit Act when using a credit card. I am led to believe that any purchases over £100 are covered under the above act as you are technically…
-
Capital One Platinum credit limit?
Hi I've just been approved for one of these but the card hasn't arrived yet. They told me I had a provisional credit limit of only £2000, which is not enough even for by BT (3k), never mind actually using the card as well! The question is, is this standard? Is my credit limit likely to rise immediately to something I can…
-
different interest rates for cash, purchases and balance transfers
I just looked at the paperwork for hubbys credit card again yesterday and theres three different interest rates - a high one for cash, a bit less for purchases, a bit less for balance transfers. The statement states the amount of interest each one accrues each month, but not the outstanding amount. So I have no idea how…
-
More 0% BT cards than needed!
Coming to the end of a particular BT 0% offer period, in readiness for the next shuffle, I applied for several cards. Accepted on them all, I now have more 0% BT cards with more credit limit than I need (after doing the shuffle) I recall Martin saying in the past use them, although I'm not sure for what. I'm concerned that…
-
Lost my Bank Card, Found and used!
Basically i got off the bus from school and realized i had forgotten my bag which contained my oyster card and bank card along with my school books. At the time i was worried because i had £16 in the account and that money i was going to use to buy a present for my mum as it is her birthday next week. It then dawned on me…
-
Problem transferrring balance! BOI > Barclaycard
I have just come to the end of my 0% period with the Bank Of Ireland Ulster card and have got a Barclaycard Platinum to transfer the balance too... However, having just rung Barclaycard they said they dont accept BT's from BOI??? :eek: (or BOI dont allow BT's to them, cant remember which way it was as i was boiling by now)…
-
Bos --> Rbs
hiya, I'm going to do the above balance transfer fee.RBS tell me that the process takes 5 to 10 working days.The transfer fee is 2.5%. I know that BOS will charge me in full for any month that I don't pay off my balance in full. My question, if I pay £500 to my BOS card just before I request the balance transfer, does this…
-
dept collection
hi i have recieved a letter from a dept collection agency demanding i pay in full a dept from a barclay card i had some years ago over 7 years since i last paid on the card, i have not had any comunication from them in all this time but now this dept collection agency is threataning me with court, can any body offer any…
-
CC advice O% on Purchases??
Dear all. Can anyone recommend a Credit Card that i can apply for that has 0% interest on all purchases (for the longest period possible). If possible it also has to be a CC that a student or part-time worker could easily get. Thanks a bunch.
-
Cancelled Capital 1 card and told I could apply again in a week!
Today I phoned up Capital One and asked to cancel my credit card. The account was actually in credit thanks to the cashback I've accumulated and I've transferred the credit to another credit card. I was told that I could apply after a week for their 4% cashback for their credit card. I thought I would have to wait 6 months!
