We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Card Advice Needed Please......
Wannabefree_2
Posts: 576 Forumite
in Credit cards
Hi all
Can somebody help me out?
I have around 4 cc`s that i no longer use & haven`t used for about a year.
Does this affect my credit rating as i haven`t cancelled them with the card company?
It`s not something that i think about doing but maybe i should
Any help would be greatly appreciated.
Can somebody help me out?
I have around 4 cc`s that i no longer use & haven`t used for about a year.
Does this affect my credit rating as i haven`t cancelled them with the card company?
It`s not something that i think about doing but maybe i should
Any help would be greatly appreciated.
AT LBM 7/1/08 (£24,018.09)- 25/09/11 (£13,032.25) - 26.04.15 - £6,429.70
LLOYDS TSB CARD £1,168.56 Loan 1LLOYDS TSB £5,261.14
:j Heading in the right direction!
Its taking so long......:(
LLOYDS TSB CARD £1,168.56 Loan 1LLOYDS TSB £5,261.14
:j Heading in the right direction!
Its taking so long......:(
0
Comments
-
Keeping unused cards open could affect your credit rating due to the additional available credit at your disposal.
Also, if you don't keep a close eye on dormant accounts you may not spot any fraudulent activity quickly.
See the credit rating article:
http://www.moneysavingexpert.com/banking/credit-rating-credit-score#improve0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.2K Banking & Borrowing
- 253.6K Reduce Debt & Boost Income
- 454.3K Spending & Discounts
- 245.2K Work, Benefits & Business
- 600.9K Mortgages, Homes & Bills
- 177.5K Life & Family
- 259.1K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards