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Credit card balance transfer question...(barclaycard??)
OK firstly what inspired me was that barclaycard platinum seem to have a good 0% deal on transfers at the moment. I currently have a current barclaycard with about £70 balance on it and a further £1200 available credit, i dont use this card anymore... i also have a Virgin card with £1500 balance out of £2000 credit. would…
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Barclaycard interest dilemma
Hi, I got the Barclaycard Platinum back in late October (with the £50 voucher offer) to transfer my Egg card balance of £500. In the process of getting the Barclaycard however, i hit a bit of difficulty with car etc and now have £600 on the Barclaycard and the £500 on the Egg card still. My understanding is that i only…
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Time to jump ship again? If so, who to?
I've got the Abbey 5% food supermarket cashback card and my old Capital One Platinum card, now at the basic 1% for everything else. I've just had the annual cashback on the Capital One card, so it would seem to be time to start looking for a better deal. However, the only better deal is the new version of my Capital One…
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Just paying the minimum repayment reduce 'credit score'
For those who know. quick and simple: does just paying the minimum repayments on credit cards increase, decrease (or keep the same) your 'credit score' ive had a good read of the credit card articles but havent got a simple answer so id appreciate it if you didnt direct me to another page (unless it has a simple answer)…
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i didn't ask for this card !
i recently received a letter stating that my MBNA card limit had been reduced to £1000 ( no sweat as i dont use it ) and then the other day i got in the post a new card (bmi) which i certainly did not ask or apply for.The limit on this was £15000, very strange, has this happened to anyone else ?
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Effect on credit profile of switching current account?
I'm fed up with Barclays and, having got to the point where I spend some of the month in credit, am considering finding a new current account. My credit history hasn't been brilliant (I've never missed a payment but I have been refused new credit cards several times in the last two years), and I'm worried about the effect…
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applied online for 0% card do i?
i have just taken the plunge and applied for the first time to do a balnce transfer at the end of application asked me to phone to confirm a few more details or can wait 7 days what do you do wait or phone?
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balance transfer fee
I have around about £800 to pay on my Lloyds TSB credit card if i apply for a 0% card such as virgin will the only fee be the 2.98% transfer or are there hidden costs i am really confused. I am a single mum and really need this debt cleared i am cutting down as much as possible please can someone advise me on the best way…
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loan to pay off credit card
Hi my friend has a credit card with egg she owe £1500 she pay the minimum each month £34 she can only afford that payment or a little more. She as tried to get another card from a couple of other companies to transfer the balance to but has been refused.She also has a loan with barclays she borrowed £12.500 over 7 years…
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Halifax Offers for you
Hi My main bank is Lloyds tsb where my salary is coming every month and also i do have one current account with halifax where i am transfering £1100 each month. I just noticed that on my online banking with halifax a credit card offer is appearing so does that mean i do have more chances to be accepted but that was not…
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New to bt please help
I am after some basic advice so i do not make a mistake. I am a single mum looking to clear my debt on my current credit card. I hate the interest i pay each month so would like to transfer i have just paid off £400 and i know i could pay the outstanding debt of around £800 say in a year if not sooner but would like to do…
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Old Card Accounts
Hello Everybody, Not sure if it was on here where I heard this, but is it wise to close down old accounts once you have cut up the credit card or transferred a balance. I never have done before, I just transferred existing balances onto the new card and just left the old account open but never used them. After a while they…
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Barclaycard Promotional Balance Transfer Cheque
A friend has a Barclaycard that you have to charge a £1 to it every month and then your interest rate is something like 5.9%apr. They got a letter offering them a rate of 6.9%apr with 2.5% handling fee. Should they do a balance transfer to this card or not, would they lose their existing rate? Can anyone please advise?
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Airmiles With Lloyds Tsb
Hi is the airmiles offer still running with loyds TSB i've had a look at their site and there is no mention of the free 1500 airmiles.
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cant get a credit card....
I need help. I've applied for about 4 different credit cards and have been declined for all of them. I've had my credit report from experian and it shows my applications for the cards I've never been in any debt or had a loan. I'm thinking about applying for a high interest card from capital one or barclaycard. what are…
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BarclayCard Interest rip-off! Beware
Beware those who took the Barclaycard platinum card with £50 voucher. You had to spend on the card to get the £50 voucher. I spent just over £1 to get the voucher, which I did get. I also balance transferred over £1700. I have also already paid about £80 minimum re-payments. However the payments are applied to the balance…
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Do the Co-Op extend the 0% deal
Do the Co-Op extend the 0% deal at the end of the 6 months like some other cards do? Virgin did and GE Money did, the Co-op one is due to run out in March so I'm on the lookout for another deal but just wondered if anyone has had experience of this with the co-op. Thanks.
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Paying for holiday balance on CC
I need to pay the balnce of a holiday soon. I have the cash but am wondering if there are benefits of paying on my CC (incase the company goes bust?) they charge 2% for CC payments which will amount to £50. Any thoughts? Thanks
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End of 0% interest period. how does it work?
How does this work? My OH had about £2500 debt last year on seperate cards with very high interest ie 29.9% on all three. I took that debt and put on an HSBC 0% interest until March 2008. We still have around £1000 left on the card and it will not be clear by the end of the 0% term. Come April, say we have £500 left and…
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How about Mint card for BT
I have not heard anyone mention this card for BT. Why settle for just one 0%? * 0%on balance transfers (2.9% fee) until 1 March 2009 * 0%on purchases until 1 August 2008 * 0%bonus offer until 1 December 2009 on balance transfers debited to your account during June 2009 (2.9% fee) Is it too good to be true?
