'Student' or 'Part-time' when applying for CC?

paulburns1984

Well basically the title says it all I am a student who also works 12-16hrs per week and was wondering when applying for a CC, the Halifax One Card to be specific - is it better to put my employment status as 'Student' or 'Part-time' on the online application form?

paulburns1984

*bump*bump*bump*

johnny_c-l

Hi Paul, I'm a student and got the Halifax One on 0% last year. I put student and all went through OK; the credit limit is very low on it though. I've never had too much bother obtaining credit, despite declaring I'm a student. I think that the nice thing about some CC applications is that they ask for household income and not your individual income

Let us know how you get on.

reehsetin

its difficult to say whats best
but i usually say part time,

paulburns1984

whats the credit limit on it? I only need about 1500GBP basically to make one purchase - an apple laptop - and then have around 8 months to pay it off interest free.

iNath

I'm not saying this is the right answer, but this is the way I've worked it out.

I'm studying on a full-time college course that is 12.5 hours per week.
I work part-time at weekends doing 16 hours per week.

On any applications (insurance, credit etc) I put down that I'm employed part time in customer services, I put this because I work for more hours than I do at college. Obviously if there's a box for secondary employment I put student as well.