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Gotta watch Barclaycard!
I followed a link from Martin's email offering 0% for 14 months on balance transfers from Barclaycard and applied. Now that I've been accepted and a card supplied I've found that I've only been given 12 months. After calling Barclaycard they said I am in fact on a 13 month offer. Where did my extra month go? Customer…
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Credit Card Protection Policy Plan
I pay a protection policy payment on 3 different credit cards and was recently told when opening a new bank account I only needed to pay this to one company to cover all my cards. Is this correct and can I claim back recent payments.
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a question about credit card intrest rates.
hi, i dont post much but love this site and the info/advise it offfers. keep up the good work. my question is the following. i have a few credit cards all of which are out of there intrest free period, i recon i have about 5k on them. if i get a low intrest card on balance transfers, im looking at the gold fish one which…
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Need help to improve my credit rating
I recently obtained my credit report from Annualcreditreport.co.uk and this is what they had to say There's been bad information in the following areas "Payment Track Record" & "Credit Application & Searches" Under Payment Track Record, this is the information mentioned There are no accounts reported on your credit report.…
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M&S More Than
Where in the pecking order of good cards is the M&S More than card? I have a good credit score and have no problem getting a new card should I need one. I have all my cc's reorganised, got rid of several, but still have the M&S card. I have been thinking about changing it though.
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a second security question
following re organising cc's, I now have plenty of old statements fromvarious cc comapanies. I have taken advice and bought a shreadder, But would anyone advise how long I should keep the statements before I shread them?
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cc dont understand
I for the life of me cant get a cc and don't know why I have a cap one cc £200 limit balance of £175 problem is the 29.9% apr i have a car for 12 months which ive never missed a payment i have a mortgage for 18 months never missed a payment 2 mobile phone contracts for 5yrs never missed a paymeny i have 1 ccj fully paid…
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debt company asking for payment on a barclay card i dont have!
I received a letter today from a debt collection company saying my barclaycard account number*****was sold to them on the 14th December 07. They inform me that they have instructed a certain debt collection company to recover the outstanding debt of £959.31. Thing is I don't have a barclaycard. I did 20 years ago but that…
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New to Credit - Advice please
Hi. I have never had any credit, no cards, overdraft, loans etc. I have had my current account for six months only, and I have just bought a flat, so have a mortgage for the first time. I want to apply for a 0% credit card so I can furnish my flat. I have applied for a couple and have been turned down. I did a credit…
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Barclaycard OnePulse
My husband and I both signed up for the new Barclaycard OnePulse cards. We've both made a purchase on our cards, I've paid off my balance in full already and haven't got my £25 yet, he got his statement and tried to pay off the balance in full but it wouldn't let him because his £25 had already gone on to the account. He…
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Has Marbles always been sub-prime?
http://business.timesonline.co.uk/tol/business/columnists/article3101621.ece I've had a Marbles card for around 6 years, and never realised it was aimed at the sub-prime market. I just thought it was a different trading name for HSBC. When i applied, i had a top credit score, and still do. The rates were not that bad, but…
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refund to a cancelled credit card
i was wondering if anyone could advise on this i will receive a refund to a credit card (which was used to make a payment) that i cancelled a while ago. how do i get hold of the money please? thank you
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Payment order on returned goods
Let's say I've got a balance on a credit card of: £500 at 0%, and £100 (relating to purchases) at 16.9% For most credit cards when I make payments, it will pay off the 0% chunk first. What happens though if I return one of the items I bought as part of the £100? The shop will insist on refunding to the credit card, but…
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I Hate Lloyds TSB!!!!
I have a old Lloyds TSB trustcard which I have not used in a long time but I did not cancel it because I still had points with which I could get discounted Argos and Woolies vouchers. In November I ordered £95 worth of vouchers and and was told it would be a week which in itself is strange as it used to always be 2 weeks.…
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What do we do?
My husband took out a Barclaycard because it was 0% interest on balance transfers and transferred his Goldfish card balance to it. Barclaycard are now charging him for repayment which is fine. HOWEVER, Goldfish have not taken off the balance, saying it was never received, so in effect my husband has DOUBLED his credit card…
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QUIDCO - £41 with Goldfish card
Hi, Please don't hang me if this is in the wrong place ! My very first post, but would like to give something back ? No gain for me here, but anyone signed up with Quidco, and sorry if you already know this, BUT, Goldfish are offering £41 cash back for signing up ! Again, before you hang me ! I have had CC trouble in the…
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How many is too many?
Im certain this will have been asked several (many....) times before - searched and couldnt locate any. How many credit searches do you think its reasonable to have before being declined for this reason. I realise there is no definitive answer to this as there are so many reasons that can affect the outcome but in your…
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Applying for Credit Cards I have already have
Hello, I am looking for a new 0% balance transfer credit card to transfer my current balance over to and when I have looked around it seems that the best long term 0% cards are ones that I have had about two years ago. I was wondering if I would be able to apply for them and get the 0% offers that they advertise? Many…
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MINT - Credit Limit Increase?
Hellom I recieved my MINT card today with a less than needed credit limit. I have not called them yet, but if I call them and ask for an increase what are the chances of getting one? Thanks!
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positive balences on credit cards due to refunds
i am due a refund on my car insurance to be paid onto my mint card in the next 10 days and a refund from amazon for a faulty item onto my mbna card within the next 20 days, neither cards have a balence on them, but i understand that some cards cannot have a positive balence on them for even a short period of time, does…
