M&S More Than

barron_hard_up

Where in the pecking order of good cards is the M&S More than card? I have a good credit score and have no problem getting a new card should I need one. I have all my cc's reorganised, got rid of several, but still have the M&S card. I have been thinking about changing it though.

belfastgirl23

I'm giving this a bump cos I'm wondering the same thing. I've been stoozing on mine but the 0% ends at the end of January and I'm not sure what to do with it. I've already got an Ulster Bank card to do a BT so it's just what to use for day to day spends. I am loving the M&S vouchers and considering whether to keep it and just pay off at the end of the month. Realistically I don't do enough spending to do this and another cashback/stooze etc card...anyone any advice for either of us??

altho have been eyeing up the virgin card for the £40 offer, that's a full month for us

belfastgirl23

BTW I just noticed this

http://forums.moneysavingexpert.com/showthread.html?t=653355

I wonder if it answers both our questions??

belfastgirl23

In fact this might help too ...

http://www.moneysavingexpert.com/cards/reward-card-comparison-table

if you scroll down the table M&S come in about half way. Although this ignores the 500 extra points vouchers you get in the post. I'd guess I've spent about £2,000 since end Oct and have £52 of points built up (although I think Xmas is probably the time they send out most incentives). It probably works better too if you're a regular M&S customer since you get 1 point per £1 spent instore....

anyway might be some help....

missile

PS: I am not too happy with &More card customer service and it seems quite difficult to close an account. Sent them a letter and no reply

Tr@cker

It was fantastic when they were doing 3.9% APR LOB on transfers which i still have 3k on. But i now think customer service is important some companies like Abbey for example are rubbish. I still think Egg are best in terms of on-line management/speed of transactions etc.

CopperPlate_2

missile wrote: »

PS: I am not too happy with &More card customer service and it seems quite difficult to close an account. Sent them a letter and no reply

I used the online secure messaging service to close mine the last time. Worked no problem. Alternatively, give them a call.

missile

Thanks but I have already sent on line message and I hate paying to speak to someone in India who can't help me. It seems they don't like me !!:-(

YorkshireBoy

missile wrote: »

Thanks but I have already sent on line message and I hate paying to speak to someone in India who can't help me. It seems they don't like me !!:-(

You can ring them for free on 0800 997996, and they're only too willing to transfer you back to Chester (during office hours) if you ask.

scottn

M&S &more customer service have been excellent with me over the last 4 years, no complaints.

belfastgirl23

Yeah I've found the CS good too...