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BARCLAYCARD ALERT!! Transactions Duplicated?
I've just spoked to barclaycard about a problem and they've told me that any card accounts which have been cancelled between december 21st and december 25th have been screwed up and have had transactions counted twice. Nutshell: I had a balance of £1150 and noticed a fraudulent transaction of £50, taking the balance to…
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0% balance transfer with no fee
Bit of a long shopt but I am looking for a 0% deal with no balance transfer fee and wondered if anyone has seen any recently? I know there aren't many of these around any more but I have so far managed to find a deal when I need one, but they just aren't normally advertised as much as the deals with a bt fee. The last one…
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Problems with Natwest credit card
I applied for a Natwest credit card with 0% for 13 months on balance transfers. I received the card in June but it said that during the first 3 months there was a balance transfer fee of 2.5% or 3% fee (can't remember which percentage it is) so I decided to wait until after 3 months before doing a balance transfer. I…
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Capital 1 payment date
Sure this must apply to more people than just me but anyone with a Cap 1 CC should check the payment due date - mine came through in yesterdays post with transactions up to the 21st Dec but the last date to send payment is today !!!!!!, nothing like getting a bit of notice is there!!
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sainsbury to mint balance transfer question, help please!
So had balance on Sainsbury card was paying interest. So decide to transfer to MINT as interest free. Requested this & next day did as was advised & paid my sainsbury card so as not to be hit with late charge. paid them £100. Then had a refund in Game of substantial amount due to faulty item. They had no replacement so had…
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CC Payment Date
Hi I was wondering if anyone here could shed some light on this conundrum for me please... I received my december statement which had a minimum payment due on the 27th December. I had meant to pay it just before christmas but it completely went out of my head. Anyway, last night (27th) I remembered so I phoned up the…
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any experience of full and final settlements??
hi i have just cleared a £1650 debt by paying £1300 (with some help from my lovely dad). this was an overdraft with abbey. i am trying to do the same with a capital one mastercard and an alliance & leicester credit card. i have 2 questions for you all; 1. a&l said they would have to do a credit check first before they…
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Barclaycard protection
Hi, Q. Am I covered by Barclaycard and therefore likely to get my £300.00 back or am I just another unsecured creditor? Background. I ordered a new lounge suite in July of this year (2007) and paid a deposit of £300.00 by Barclaycard via the telephone. I received an order from the company identifying the goods and the…
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Purchases Cards and 0% Balance Transfer Cards
Hi, I was thinking of getting a Purchase Credit Card with 15 months 0% interest free and use this to make the majority of my purchases throughout the 15 month period. The question I have is can I after the 15 month 0% interest free period transfer all the debt I have accrued onto a 12month 0% Balance Transfer Card or will…
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'Smartsearch' on moneysupermarket - how accurate?
Hi folks, hope you're having a good festive season. First post on this board so forgive me if it's been asked already. I'm looking to balance transfer on to a new card, but with a couple of missed payment dates and a returned cheque, my recent history is spotty. So imagine my surprise when I entered all my details…
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just testing
just testing
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Lloyds TSB Airmiles Duo Credit Limit
I recently got this card and was given £750 credit limit. I've spent about £740 as I bought a flight ticket using my card. It's been more than 1 month now since my first purchase but my remaining credit is still £10? Does the £750 credit limit resets every month? How does it work? This is my first credit card so I have no…
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Need a short term loan...
Great website this :cool: Hi all, basically I'm going self-employed after working years for 'the man'. I'm buying a business worth £6000, and I will definitely be able to repay the full amount within a year. In fact, I could only need to borrow around £4000 as I have some 2 grand's worth of savings. So I was thinking of…
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Tesco Credit Card - 0% Non Tesco / Tesco Purchases Question
Hi All, I've just been infuriated by the clueless customer service person I just spoke to on the phone :mad:, so I thought someone on here may be able to help me! I've had a Tesco Clubcard credit card for the last few months and have been putting all my spending on it as the 0% on purchases is as follows: Non Tesco…
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I Hate Credit Cards!!
After being charged 22.2% apr on my alliance and leicester credit card for a few months after my 0% period i decided to pull my thumb out and try and apply for another so i could balance transfer................ I wish i keep getting turned down!!! i cant understand why ive never missed payments on my cards and as far as i…
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Should I apply?
Hi A couple of months ago, I applied for a 0% balance transfer barclay card and was refused. I applied to experian for my credit report and there doesnt appear to be anything untoward on there. I'm on electoral roll etc. That was a couple of months ago. Should i try again or leave it a bit longer? Its just i'm really…
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Transfer Balance from current account?
Hi all! just wondering, if i have a current account with barclays that is £500 overdrawn, can i get a credit card and transfer the balance from my current account to the credit card? If i can, does that mean I can get a barclays credit card and transfer my balance from my barclays current account? In a bit over my head…
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0% on Dec Purchases for 6 mths from Tesco Finest, but interest on statement...
Morning I got a letter from TPF at the beginning of December telling me I'd be getting 0% for 6 months on all purchases made between 1st and 31st December 2007. The letter explicitly says "Just use your Tesco Credit Card to pay and as well as your points, you'll automatically get this special offer rate". So, I duly used…
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Consolidate the credit?
New to this site and the question might have been asked already, but cannot seem to find an answer - heres the breakdown: 5k - MBNA - 0% ends March 2008, then its 27.9% (£90/month interest) 3k - Natwest - 0% ends July 2008, then 13.9% 1k - Tesco - Currently 14.9% Have a nipper on the way next month, A) Should i consolidate…
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Direct Debit taken in error. Who pays the overdraft charge?
I have a direct debit for the full amount set up for the Abbey cashback credit card. For the second month in a row the direct debit for the full amount has been taken despite me making the payment manually using the Nationwide online banking 10 days prior and the payment being shown as 'received' by Abbey National on the…
