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any experience of full and final settlements??
louserendipity
Posts: 83 Forumite
in Credit cards
hi i have just cleared a £1650 debt by paying £1300 (with some help from my lovely dad). this was an overdraft with abbey.
i am trying to do the same with a capital one mastercard and an alliance & leicester credit card.
i have 2 questions for you all;
1. a&l said they would have to do a credit check first before they would work one out. is this true and why ??
2.capital one offered me to clear the £1180 debt with £1000
is this the best deal i can expect or should i push for a lower sum ?
i have 28 days to pay it once agreed so would use my overdraft to get rid of it which i would clear in about 3 weeks.
any ideas anyone?
i am trying to do the same with a capital one mastercard and an alliance & leicester credit card.
i have 2 questions for you all;
1. a&l said they would have to do a credit check first before they would work one out. is this true and why ??
2.capital one offered me to clear the £1180 debt with £1000
is this the best deal i can expect or should i push for a lower sum ?
i have 28 days to pay it once agreed so would use my overdraft to get rid of it which i would clear in about 3 weeks.
any ideas anyone?
smoke free since 01/02/09 :T
thanks to all those who've helped
0
Comments
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You should post this on debt free wanna be as there will be more ppl over there that can help with your question.Debt free and plan on staying that way!!!!0
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thankyou i didn't even consider that duh !!!smoke free since 01/02/09 :Tthanks to all those who've helped0
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