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'Smartsearch' on moneysupermarket - how accurate?
normdeplume
Posts: 67 Forumite
in Credit cards
Hi folks, hope you're having a good festive season. First post on this board so forgive me if it's been asked already.
I'm looking to balance transfer on to a new card, but with a couple of missed payment dates and a returned cheque, my recent history is spotty. So imagine my surprise when I entered all my details accurately and the 'rating' came back as 'excellent' with a gamut of cards recommended. I am suspicious!
Can anyone enlighten me further? Does the rating lead to acceptance or is there more to it?
Many thanks,
Ndp
I'm looking to balance transfer on to a new card, but with a couple of missed payment dates and a returned cheque, my recent history is spotty. So imagine my surprise when I entered all my details accurately and the 'rating' came back as 'excellent' with a gamut of cards recommended. I am suspicious!
Can anyone enlighten me further? Does the rating lead to acceptance or is there more to it?
Many thanks,
Ndp
'Never leap-frog a unicorn'
0
Comments
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The absence of any questions on your income and current available/used credit should give you an indication of it's likely 'worth'!0
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Worth about as much as a Politicians promise!0
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