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Ge Money Card & Family
Hello & Happy new year I am using Asda card from last 4 months which is obviously issued by Ge money, and paying back in full each month. Now i have plan to apply for the Ge money card or paypal card which is the same issuer, do i have more chances to be accepted ? should i go ahead with that . Has any one previously…
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best card to apply for with 'new' credit history
hi all, i was wondering if anyone could offer advice on which credit card to apply for, now that i have a 'clean' credit report. :confused: for the last two years, i've had a three phone contract showing as in default, but after a long struggle, and to cut a long story short, it has since been removed. i don't think my…
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Int free period?
Hi Sorry but I have searched this forum but can't seem to find the answer. I have a barclay card and the interest free periods ends Feb 08. Do I have to clear the balance or I will still get another 56 days to pay up? Thanks for your help
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Consumer protection
Please can someone confirm my belief that if you pay just the deposit (over £100) on a holiday costing £1500 & you pay the balance by other means, then you are still covered by the normal consumer protection rules, covering the total amount of the holiday. Thanks.
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Capital One grumble
Hi all, hope you can throw some light on this for me, please? This is my first question, so please be gentle! :) Last month my Capital One direct debit was not paid as I had approx £25 too little in my account to cover it. When I noticed this (about 3-4 days after the payment should have gone through) I contacted them out…
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Things are getting better
Well following my last post, my credit is defiantly back on its feet, I got rid of the 34% APR Capital One Card with an awful limit of £200 for the last two years and got the new MBNA Platinum Card £2500 limit 14.9 apr, today I go into the bank to pay money in what i got for xmas, oh we would like to give you a credit card…
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what to do ?
hi i have 3 credit cards, all totaling to over 2,000! i have 2 under control and the interest is small woth small amounts owing on them, but the one i owe the most on is crippling me! the interest is sooo high. i have tryed many times to get a balance transfer but no one will accept it, is there anything else i can do ?
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Keeping Track of Cards
Over the last 10 years I have transferred balances from credit cards to new cards which offer decent length 0% rates. As these cards now have a 0 balance, and I've destroyed the actual cards, I now want to make sure that I don't have any credit card accounts still 'live' that I don't use. Is there an easy way to check what…
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Credit Card Travel Insurance
I have a Capital One Credit card with included Travel Assistance and Travel Insurance Policy. I've studied the small print and it would seem to cover everything that is included in other policies. It doesn't appear to exclude any existing medical conditions, only saying it excludes claims arising from trips undertaken…
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Overdraft; can a credit card help?
I have a £7000 overdraft in my Barclays one account at the mo (before Barclays used to be called a loan pot) I am trying to pay off as soon as I can but the interest rate is 6.74%. I am paying £400 per month so should be cleared in 17 months. Could I get a 0% credit card and pay off my overdraft say by a cheque or another…
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best 0% balance transfer cards with a bonus? virgin broadband!
hi, i need to transfer about £1500 and was wondering if anyone knew of any good deals at the moment. currently is the best one the barclays for 15 months? i am with virgin broadband and i have seen one for 14 months with £40 credit put into you broadband account! anyone beat this? thanks all :beer:
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can you?
Hi can anyone help me here,can you close a credit card account even if you have money owing on it,I want to get my rates lowered and thought that if i threatened to close the account and balance transfer they might give in and lower the current rate which i think is way too high,its a marbles card and im paying 29%,any…
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Basic Bank Account
Here, on the floor, wafer-thin and oozing blood like an M25 hedgehog, lies my credit rating. Thanks in more than part to plundering by the NatWest these last forty years, I'm no more able to open a basic bank account (money in, plastic to get it out, no overdraft, no credit, no loans, insurance or mortgage) than Adolf…
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Possible bogus worldpay transaction - advice please?
I've just had 2 emails...the first from [EMAIL="sales@viatv.co.uk"]sales@viatv.co.uk[/EMAIL] thanking me for my order for a Leg Magic costing £38.73 and the second from [EMAIL="shopper@worlpay.com"]shopper@worlpay.com[/EMAIL] confirming my card transaction has been processed. Neither email mentions the card number or any…
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help needed on reducing interest rates
Hi,ive been reading these boards for several months and have finally plucked up the courage to ask for help!!!. My debts are getting out of control and im seeeking advice,I will put a SOA up soon but firstly i would like to know if anyone can help me ,I want to ask my credit card companies if they would consider lowering…
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How do I find out the Interest free period...
on my credit card. I've just got my first statement and it has a purchase of £80 on and no interest for this month and there will be none for next month and on the summary of charges it has introductory rate 0.00% pa for Balance Transfers and Purchases and these end on 12/05/08 (BT) and 12/02/09 (PUR) but then underneath…
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Joint Credit Card for travel
I've looked on the Post Office site and on MSE, but cannot find info on whether I can apply for a joint Post Office card, nor can I find the information on the Nationwide site. Do you have to go through the application process before you can find out whether you can have a joint card?
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can multiple current accounts affect credit?
I have 4 current accounts from my student days, 2 of which I rarely use. Does having them open affect my credit card applications? I only have one credit card but interested to know if my accounts do affect my credit limit. Thanks
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Old Visa credit cards
Hi, I have two receipts of old credit cards, but do not know the banks that they belong to. I have the credit card numbers which I used in 2003 and was wondering if there was an easy way of locating the bank by the first few digits of the card number? Any help appreciated. Thanks.
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problem with duplicate transactions
Hi, I had a problem over the Christmas period where I had purchased goods online and shortly afterwards, noticed my available balance was reduced by a duplicate amount and the bank were holding this money waiting for it to be authorised by the merchant. This happened on three occasions, although the companies I was…
