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Joint Credit Card for travel

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Fen1
Fen1 Posts: 1,578 Forumite
Part of the Furniture 1,000 Posts Combo Breaker
I've looked on the Post Office site and on MSE, but cannot find info on whether I can apply for a joint Post Office card, nor can I find the information on the Nationwide site. Do you have to go through the application process before you can find out whether you can have a joint card?

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  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Unlike mortgages, current accounts, and loans (where 'joint and several' liability can be given), you cannot have a joint credit card.

    With CC's, there is a primary cardholder (the applicant, who is solely liable for any debt placed on the card) and a secondary cardholder (who has absolutely no responsibility for any debt placed on the card).
  • Fen1
    Fen1 Posts: 1,578 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    OK, can I have a primary and a secondary on either the Post Office or the Nationwide? My husband will be the primary, and I would be the secondary. I do not have a high enough credit score for my own card .
  • CLAPTON
    CLAPTON Posts: 41,865 Forumite
    10,000 Posts Combo Breaker
    yes, the both the PO card and the Nationwide allow you to have a secondary card holder
  • System
    System Posts: 178,343 Community Admin
    10,000 Posts Photogenic Name Dropper
    Another good card for travel is Thomas Cook Visa - its issued by Barclaycard, but has no foreign loading fees
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • Fen1
    Fen1 Posts: 1,578 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    THanks for the info, guys. Hadn't heard about the Barclaycard one.
    I just wish they'd make such information available at the beginning of their application process..................... OK rant over now.
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