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devona
Posts: 85 Forumite
in Credit cards
Hi can anyone help me here,can you close a credit card account even if you have money owing on it,I want to get my rates lowered and thought that if i threatened to close the account and balance transfer they might give in and lower the current rate which i think is way too high,its a marbles card and im paying 29%,any advice and i would be gratefull,thanks in advance.
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Hi can anyone help me here,can you close a credit card account even if you have money owing on it,I want to get my rates lowered and thought that if i threatened to close the account and balance transfer they might give in and lower the current rate which i think is way too high,its a marbles card and im paying 29%,any advice and i would be gratefull,thanks in advance.
You can only close the account when all the debt has been repaid. Marbles aren't likely to take notice of you, they are just after fat profits http://business.timesonline.co.uk/tol/business/industry_sectors/banking_and_finance/article3101617.ece0
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