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Audi card. Credit card for New York xmas trip
Hi all. I am going to New York for New Years and plan to buy a few things out there. probably over £1000's worth. as well as spending at restaurants etc... Initially i was looking for a 0% card on purchases for this trip but soon found out that there was another thing to look out for. foreign currency charges. So rather…
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Mint b/t fee??
Hi Does anybody on here know if its true that RBS who is the provider for Mint look at the balance transpher fee as a purchase?
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bank charges help!"
hi im useless with banks i had a woolwich account before it changed over to barclays i was allowed 50 overdraft but when it moved to barclays it changed to 5 pound overdraft now whenever i use over 5 pound they charge me 30 pound is this correct i dont mind paying it as it has only happened twice i just would like to know…
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Paypal credit card, any good?
I had a look at the Paypal credit card, doesn't sound bad. Same Apr as my soon to be dead Marbles card.* Typical 12.9% APR variable * 0% p.a. on balance transfers for 9 months† (a 2.5% fee applies) * 0% p.a. on purchases for 6 months** * No annual fee * Free Identity Theft Assistance and Internet Fraud Guarantee Is anyone…
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Cap 1 Classic...... Do they offer anything if you cancel?....
Hello, Just wondering if anyone has any experience of Cap 1 offering any incentive to stay if you cancel a card?
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Hidden charges on credit card
Am I wrong but should charges on your card not be clearly indicated on your statement? To cut a long story short, I made a series of lottery transactions on my card (a donation to charity via playmonday) which I then discovered that my card company treat as a gambling transaction and subsequently as a cash advance, thus a…
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How do you guys use Egg Money.......
Oh dear I double posted!
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Nationwide Dispute Dept SHAMBOLIC
I have had an ongoing disputed transaction since June this year and the Nationwide Credit Card Dispute Department never even reply to letters or try to sort out returning to me money owed by THEIR mistake. The staff refuse to give their surnames and will not even take the verification and word of their own branch staff of…
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How do you guys use Egg Money.......
I applied for an Egg Money card and was accepted. I like the way it works and could help me split my budget during the month. Does anyone have the card? If so how do you budget using it and do you have any tips. Zeb,
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Credit card wont give me 6 years statements for charges!!
Can anyone help? I recently requested my 6 years credit card statements from barclays with the letter i downloaded from the website. However, barclays have wrote back and only supplied my last three years statements, with the following explaination: "Statements held prior to May 2004 are stored on microfilm which is a…
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Foreign currency
I wonder if anyone knows the answer to this. If I was to purchase foreign currency (dollars and euros) on my credit card would it be classed as a purchase or a cash advance ? Thanks
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my first credit card, which 1?
hi, i have some debt on my bank card and need to transfer it it to a credit card. ive never had one before. iam not going to spend on it, just try and pay off my existing debt. iam with barclays. which card do i go for? does the existing debt transfer automatically?
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Barclaycard existing customers video mp3 offer
Has anyone recieved the offer from barclaycard about getting a free video mp3 player for trying their mystuff insurance, similar to the £50 petrol offer in the past? Is it worth doing, they give you an option to cancel within the free 30 day trial period.
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Credit card dilemma
:confused: Not sure what to do have been offered 2.9% LOB ( no fee )on my Barclaycard,but my current 0% deals dont run out for 6months and 9months. Should i do it now or wait and transfer largest balance when it runs out? Pretty sure I would only get this deal for 1 transfer
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0% Interest query
I don't know if anyone can advise me on this but I recently got a mint card which gives me 0% on balance transfers until January 2009 and 0% on purchases until June 2008. My question is this, I have put £1000 on this card as a balance transfer and am planning to use it to buy Christmas presents. If I spend say £500 on it…
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Should I apply now?
Hi, I've got a bit of a dilemma. I'm moving house in a weeks time, but I'd like to try to apply for a 0% deal on balance transfer (I've got a couple of credit cards and a few store cards. Totalling about £3,500). I appreciate that it's difficult right now to get those deals, but I figure if I've very recently moved house…
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Application Rejected (twice)
Hey all, I'm relatively new to the UK (been here 9 months now), I'm an Australian working here as an IT Contractor. I've just applied for both a Barclay's Flexi Rate Visa and a Halifax 12 Months 0%, about 2 weeks apart, but both applications were knocked back. Both times, even after asking for a rejection reason I was…
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nationwide credit card charge off account
hi guyz, i have a nationwide cc with balance of 3000, limit of 4k. i used it for a balance transfer approx 4 months ago and pay every month, at least double the minimum payment. however, i ve just logged in and my card has a balance of 0 and it says beside it "charge off account" . what does this mean? have they cleared my…
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Help desperately needed with barclaycard
Sorry if posting in the wrong place, I am new to it and haven't really looked around as much as I probably should...Please feel free to move to a more relevant thread if necessary. Seriously hoping someone can help us out, several years ago we took out a barclaycard, gave us £*** credit limit, spent it and failed to make…
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First Credit Card - suggestions?
Hello! Been reading this board for ages and finally got around to registering. I could really do with any advice you guys might have about which credit card might work for me - it's not something I know a lot about and I've been meaning to apply for one for a while. Basically the story is this...I had no credit to speak of…
