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Is Egg Money a Visa or Mastercard?....
Is Egg Money a Visa or Mastercard?.... An ickle question........:confused:
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Advance limit - what is it?
On both Mint and NW CC's on the T&C's it states that the advance limit is 50% of the credit limit. Does that mean that is the max you can BT at one time, all together or does it mean something else? Thanks.
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http://www.equifax.co.uk/ - Montoring
Hi, I just took a look at http://www.equifax.co.uk/ - they are offering to protect your family against ID theft for £3.95 a month. Has anyone used this service? Any opinions? Cheers fj
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Hoodwinked By Mbna?
Over many years I have only one credit card, i.e. Mastercard now "run" by MBNA. Every year my credit limit goes up automatically, usually by another £1,000 each January/February. Last month whilst browsing my Account Snapshot (overview) I noticed the credit limit having been increased by £4000! I immediately telephoned…
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Applying for a new credit card
Hi , i need some advice. i have in the past been in debt and am currently paying off monthly. After going about 2yrs without a credit card i was accepted for a capital one card but its apr is 34% i want to get rid of this and have a card with a lower apr. I have checked my experian credit file and it doesnt contain…
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Missed payment, advice please
Ive been charged a late payment fee on my Halifaz amazon credit card of £12, I received a phone call 2 days ago telling me I hadnt made a payment and could I do one on the phone there and then. I said I was sure I had paid as i did it several times a month online, she said there was nothing on record since 5th Oct so I…
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Egg Money cashback Guarantee
When I signed up for my Egg Money card they had a guarantee that the 1% cashback would last until recently, this has now expired. Whilst I have no worries about not getting my cashback this year, once their new cashback year comes round again will the offer still run? Any ideas anyone?
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Instant Online Decisions
Apologies if this has been asked before. From my understanding, instant online decisions are made using relatively complex algorithms on the credit companies servers based on the data you input in your application. These I believe do not access your credit file and so do not make a search, correct? Is a credit search only…
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halifax classic credit card
ive been on halifax website reading up on credit cards and it says ths is the best 1 if this is your first credit card which in my case it is i was reading the terms and conditions that come with this card and i saw this ".1 The total charge for credit is £209.92, consisting of £209.92 interest. This is based on credit of…
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Help! - Purchase Protection/s.75 Ccc Act - Vouchers
In Feb 2007, I bought a car rally/driving day for a 40th present for £280 via the internet. This was to be used within 1 year and I received a voucher for the purchase to give to the recipient. The recipient has now discovered that the company has stopped trading via a notice on their website. I used a Nationwide Visa…
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Payments to Pension-Reclaiming Tax
If you are paying into a Pension plan and are a higher rate tax payer, how do you claim back tax due?
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(Marks & Spencer) Credit Card Safe Policy
Has anyone purchased this insurance ('Card Safe') from M&S Money? If so, i'd like to know if it covers you if you buy something from a 'dodgy' website and do not receive your goods (i.e purchase protection) - which is one of the things i dread the most when using my cards online. Anyone know if this insurance will cover me…
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Mbna Unfair Charges & Mis-sold Product
Guys, I have an issue which i am try to fight with MBNA. I signed up for 0% for new purchases untill Sep 2007 and 0% for Balance Transfer untill June 2008 with MBNA in June 07. I balance tranfered £4200 to them and paid £126 as a Balance tranfer fee thinking i dont have to pay anything on this balance untill June 08. Then…
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Cancelling credit card
Hello everyone! I am a student, and a couple of months ago I got an amazon credit card to take advantage of the £15 voucher offer to help with the costs of buying books for uni. This has been done now, and I've paid the bill in full. I was wondering where I need to send my letter to get in cancelled, and what information I…
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im new here and need advice
hey people i need advice ive been seriously thinkn about a credit card (i dont know weather its a gud idea or a bad 1 altho am always really careful wif my munny n know i wuldnt abuse it) but the problem am having is i don't know what to look for or the best deal to go for can any of you offer me any advice good or bad…
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Missed payment to NatWest
I made my payment to my credit card to arrive by the 5th November deadline as I always do. However, because I was disorganised I sent a minimum payment of £85 and not £96, and rightly was charged a late payment fee for the first time in 11 years of banking. This has obviously seriously annoyed me as I didnt want to lose my…
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'100% guaranteed acceptance' from Lloyds TSB
I have just received a letter from Lloyds TSB saying that since I am a valued customer (I opened a current account in January that I have about a tenner in), they will give me one of their classic cards with a guranteed acceptance and minimum credit limit of £1000. They dont want to know work details (apart from salary)…
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Help with a good debit card
Hi there everyone, sorry if this has been posted before but was wandering if anyone knew how to get a real good debit card that can be used anywhere straight away with any kind of account as my sister has a visa electron and not everywhere take them. Im with norwich & peterborough and tried with them but they said i need…
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How do I get my positive balance
How do I get halifax One to give me my positive balance (about £2500), they say they can`t do it and will have to return it to it`s original source.
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Creditcard Interest Charges Reclaim ?
Help ! Can I try & claim late payment interest !? rather than charges ? I have been screwed with quite a few interest charges of around £10 when I've paid just a day or two late ! This level of interest is pure profit but is it illegal like the charges ? For example how do they figure £12.99 interest against me on a…
