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Applying for a new credit card

charlienotts Posts: 1 Newbie

24 November 2007 at 4:55PM in Credit cards

Hi , i need some advice. i have in the past been in debt and am currently paying off monthly. After going about 2yrs without a credit card i was accepted for a capital one card but its apr is 34% i want to get rid of this and have a card with a lower apr. I have checked my experian credit file and it doesnt contain anything since 2003 so im asuming all my bad crdit is held with other agencies.

Question is should i run the risk of applying for a card with a comapnty that only uses experian? help please.

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Applying for a new credit card

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