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gfkff
please delete
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FREE trip to North America, Mexico or Caribbean with new American Airlines Visa Card
American Airlines have a new promotion - take out a new Citibank Visa card between now and 15th of Nov and spend £1000 on it before the end of the year and they will give you 20k frequent flyer miles. they also have a promotion to fly anywhere in N. America, Mexico or Caribbean before the 31st of March for the same 20K…
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egg money cashback
hi just started to use egg money card this month I purchased an item for £950 online and recieved an instant £50 cashback through egg rewards but i have just got my statement and it says cash back earned on your last statement £74.99 cashback to date £76 is the instant cashback included in this figure and surely it is too…
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high APR - a noob's question
It is not that I am a newbie to credit cards, but there is something that nags at me. It happened again when I received a letter for me to apply for a credit card. It advertised an APR of 49.9% as if that were the most desirable thing in the world. By the look of the leaflet, you'd think you have to send them a box of…
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Sneaky BarclayCard?
I hinted to BarclayCard that I was considering leaving so they dropped my interest rate. However, on receiving my statement, it still shows the old rate. I called their CS dept this morning and was told that interest rate reductions were not retrospective and only applied to purchases made from this date forward. Is this…
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Barclaycard 0% for life (from several years ago)
Does anyone know if Barclaycard has sneakily changed their terms and conditions, or are they trying it on? I took out a barclaycard a few years ago when they were doing the 0% for life as long as you spend at least 1p every month. It's all been working well up to this month, when they've charged me £3.58 interest on the…
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Should I have done this?
I have just turned 18, and have just applied for my first credit card, a Morgan Stanley Platinum card and I have been told I have been approved for this 15.9% APR, 3% cashback (until jan 07 I think), I am earning £12k pa, is it possible I could have got any better cards taking into account my age and salary
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Egg Anniversary Offer - the rules have changed
This may have been mentioned before, but I've never seen it (a search for 'egg' via the forum search brings up no results, which I'm doubtful of, but anyway). I took out my Egg credit card in 2003. At the time they were offering 0% on balance transfers and purchases for the first 6 months, and then 0% on balance transfers…
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New M&S Credit Card....Decision by Post
I've just had a email to say that I will get a letter in the post to say if I have been accepted or not! Has anyone else been told this? Looks like I have not been accepted then! Maybe they are doing this because they are busy?? Who knows!
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balance transfer or not?
hi i wonder if i could get any advice , here are my and oh credit cards, the balances and apr's im unsure what to do and are trying to pay them off as quick as possible and dont know which ones to transfer, anyway here goes, 1100, 12.9 apr (me) available 1500 89.50, 18.9 apr ( me) avalible 1500 1400, 15.9 apr (me) avalible…
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Cheaper Fuel
Hi All.. I must say i do enjoy a good supermarket price, more so that they are now fighting over the cost of fuel. To up the stakes it would seem Asda have a credit card that will earn you another 2p / litre off your fuel. :beer: I've applied for one and plan to put all my monthly fuel on it and then pay the full balance…
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Leeds BS/Morgan Stanley 'Good News' = Reduced Cashback
I have a Leeds BS (Morgan Stanley) Cashback credit card. I recently received a letter marked "Good news about cashing in your Cashback Bonus award". And what is this "good news"? Cashback is being reduced from 1% on the first £2000 spent per annum and 0.5% thereafter, to a flat 0.5%. Moreover, the cashback can now only be…
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Tesco Platinum....Payment Query
I have a Tesco Platinum card and received my statement that the payment would be taken from my account on the 21st and I have just looked at my on line banking and it was taken on the 15th. I rang Tesco CC dept and they said this is usual to take the direct debit out at least 5 days before. This would have been disastorous…
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Are SBTs being stopped by MBNA
I remember getting a letter ages ago from MBNA about how 'the transfer of money from their credit card to a current account' was to be known as a 'money transfer' and would attract an interest rate of 20-ish%:eek: Now I can't remember if I received another letter saying something about this starting from October so was…
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Okay I need a little Help...
After a few years of doing everything but getting serious I am at full attention at getting my balance down. Need a little help on what to do: Card 1 at 12% $2,200 been trying to pay $200 a month on this a month Card 2 at 12% $2,400 been trying to pay $200 a month on this a month Card 3 at 12% $7,200 been trying to pay…
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A Website to Help
forum4cash.com is a site very similar to this and is growing. Visit it for great advice, sign up and have a chance of a life time. http://www.forum4cash.com
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Can a loan be paid off with a CC??
Can a car finance loan (Capital Bank) be paid off using a credit card? I got a settlement figure for our car loan (£7,500 with 3 years and 9 months remaining), but would like to pay it off quicker than that using a 0% credit card. If i paid £7,500 to Capital Bank using my RBS credit card with £9,000 credit limit on it, I…
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Citicard Raise Rates
:mad: Up from 18% to 22.9% for purchases Up from 20% to 28% for cash adavances. Rang the number printed on the statement to see what could be done - nothing. "It's all down to the £12 charge limit and people claiming charges back you know"
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M&S &More Card - what offers/vouchers do you get?
I put a similar thread up re. the Sainsburys Nectar card but as the M&S &More card is a credit card I thought it might be more relevant here. I have an M&S &More card and an M&S Chargecard. I usually get mail from &More about once a month, sometimes more with vouchers offering various amounts of points with certain…
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Tesco credit card charge-how to get charge refund
Hi guys, first off let me thank you all for saving me a lot of money for the last year on this very addictive website. I have an old style Tesco credit card which gives me 1 point for every pound I spend generally and 2 in Tesco. I have used this for years now, building up my points by putting all my spending on the card…
