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student credit cards
I am a third year student on a 5 year course and would like to build my credit rating so i can stooz in the future. I have been turned down from store cards in the past. I obtained my credit record from the experian, equifax etc. and basically I have no history. I do now have different bills in my name phone, electricity,…
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An error in my favour?
A month ago I bought bike insurance for a new motorbike. Unable to give them a registration number as the bike was unregistered but needing a cover note to tax the bike, I phoned them with a chassis number, rather than complete the online form. They agreed the internet price, tried to flog me extras, but I completed the…
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paying college fees
hi there i have a few credit cards (none have a credit limit of over £1500) and a loan with cahoot(£8000 at 5.8% (all for college ) i now need to pay my next fees of £4000 but if i take out another loan to increase the amount the interest will go up. my college charge a 2.5% fee on any credit card payments and i wondered…
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Morgan Stanley interest increase - 17.9% to 23.9%
The interest on my card has gone up from 17.9% to 23.9% with effect from November 1st. No problem as I will pay it all off and leave it dormant, but in the same letter it outlines the fact that 'punitive disproportionate fees' have been reduced to £12. I've had my card for five and a half years but will pay it off in full…
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Egg money manager -Password safe
Does anyone know where the password safe is kept on the computer. I have just bought a new laptop and looking to move the files over from my old desktop. I use egg money manager to mannage my accounts and it would be ideal if i could just copy the file over (I have no idea of my login details for half my accounts - hence…
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What should I do?
Hi, I am having problems with my credit card debt. I was wondering if anyone cud advise me on the best way to deal wiv them. I have the following cards: MBNA - Oustanding balance - 2800 (approx) Credit limit - 4400. APR - 6.9% until January 2007 Monthly payment - 22.00 (approx) NatWest - Outstanding Balance - 3300 (approx)…
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Anyone not had an interest rate rise recently?
Hi, To make me feel better, anyone have a card that has not had a rate rise recently? Are they all going to go up? Barclaycard increased mine but the loyalty department dropped it again. Citicard just increased mine loads ....... Egg increased a little bit.
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credit card help
we had some debt problems in the past but we have now paid them all off feb/march time we are trying to apply for a credit card to help boost and also there for emergency who is best to apply to also give approvel please if anyone can help salary for the only worker is 24,995
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old barcley card no rate or low rate
hello there barcley card quite a while ago now had a balance transfair deal of no rate or low rate but you had to spend £1,00 per month on it. martins web site was going to set up a spend facility of £1.00 each month, did this happen and can I still get into it. As I keep on forgetting to spend my pound each month.
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Natwest 0% Steal money from you
Hello, I thought I would let everyone know about this. I have had a Natwest credit card and had it on 0% for 9 months. On my bills it has said 0 interest will be paid if the minimum payment was sent until today, which said £53.35 would be paid. So, I paid the bill in full and then find that they still deducted £43.23 from…
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payment taken when card closed
I closed our egg card in june last year by making a balance transfer to another card and informed egg that we were closing our account.then had an email from them confirming this. i noticed on our bank statement last month that a direct debit had gone through to egg and had done so for the last 3 months.when i called egg…
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Please help - can't get accepted
Hi I've decided to transfer my credit card balances today. I have just tried to get a credit card with Ulster ... the site redirected me to the Co-operative - I thought this was OK so I continued to apply for the card. At the end I realised that the card I've applied for isn't 0% interest! So .. then I decided to go for…
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Amex RED
I have to say it...the red card looks better then my black one. How many people have the red card?
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Help! - Cant sign the back of my card
Hello All I got my &More M&S Card today, however because of the way I write I am unable to sign the back of my card ,no matter how many different types of pens I use. I've always used a pen by gripping it around my thumb and finger, rather than holding it right at the bottom like many people do. Any suggestions? I've tryed…
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can i transfer more than 1 balance?
wa-hey, i think i've been accepted for the &more ccard, got the email saying they're sending my agreement by post. surprised because i've only just transferred my balance onto a lloyds advance card at 5.5% LOB. Just wondering if i would (depending on how high the limit is) be able to transfer my other card, virgin @ 15.9%…
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Emigrating & Repaying Debt
Hi, this is my first post but I really would like some genuine unbiased advice. My husband and I have been fortunate enough to be accepted to emigrate to Australia on a residence visa with no conditions or strings. We have been waiting on selling our house and are now due to move over at the beginning of October. The…
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worth applying to PO again?
Hi, I'd like some advice please from expert stoozers. I applied for the PO account in April, online, approved with only £450 cr limit. They sent me the docs, I returned them immediately asking for a £2000 cr limit. They sent me another agreement, I returned that too. A month later I had a letter to say my time to reply was…
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Tesco Credit Card
I received my Aug statement from Tesco and set up my payment online for this bill. On the 13 Sep I received a statement from Halifax (a card I very rarely use now), here I noticed that a payment had been made to this account, I immediately realised what I had done, set up the payment for the wrong card. I rang Tesco CS to…
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Asda Credit Card
Here's One Folks, My Gurt Normaly Does The Shoping On Line With Asda I Took A Look The Other Day And Found That If You Have A Asda Credit Card You Get Free Deliverie Savind Between £4-£5 We Shop Every Week So £260 A Year (that For Me Is 2 Free Shops) Get One But Don't Forget To Pay It Offfff :t :t
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Can I transfer my balance??
Hi, this is my first ever post ... I'm just setting out on my quest for a debt free life and am having to face a few nightmares at the moment as I have been burying my head in the sand for far too long. My sister in law gave me the Money Diet book and reality hit home! I have been totally inspired by the book and this site…
