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APR list
As we know the CC companies can be a little furtive when it comes to telling you the APRs on the statements. The following list tells you the APR from the monthly rate: Credit Card Rates Monthly% APR% 1 12.68 1.1 14.02 1.2 15.38 1.3 16.76 1.4 18.15 1.5 19.56 1.6 20.98 1.7 22.42 1.8 23.87 1.9 25.34 2 26.82 2.1 28.32 2.2…
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Credit Card - loans
Can anyone help?!?!? I have two credit cards, which are my only debts, but these are both really high.... i rang my bank and said about the credit cards, what was left on them and how much my balance was. I explained i wanted to shut the cards (which were with my bank) and take out a loan to cov er them as i couldn't…
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Help With Credit Card!!!
Hi Everyone, I am desperate in need of some advice. About 8 months ago I instructed Halifax to cancel my credit card, to which they stated they did and as my account was in credit they sent me a cheque to close my account. Well I had a bit of bad news yesterday. A family member has used credit cards sent to me by halifax…
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Barclaycard Error on 0% deal
B have confirmed an error is occurring on interest charges for the old 0% card where you need to spend £1 a month. This shows on the statements from mid-sept 2006 and is applied to the Interest on Your Balance Transfer. It is an error and ring CS 01604 234234 to get it cancelled.
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Gambling charge free credit cards?
Hi, I was wondering if anyone knows of a credit card that doesn't charge for gambling sites. My cards with RBS & Capital One now charge 20 odd percent for a withdrawal against any gambling site. Your help would be much appreciated
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CallCredit - Statutory credit report questions
Since I didn't get any answers on the Stoozing board (http://forums.moneysavingexpert.com/showthread.html?t=263669) Over the past few years I've applied, and of course received, my CRA reports from both Experian and Equifax. I've always applied online without any fuss or bother. I've yet to bother with CallCredit. Two…
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Capital One Platinum 0% BTF's until Jan 08'
Already had one of these 18 months O% bal transfers which has finished and currently stands at zero balance but with a live £17k limit. Is it worth ringing them and asking can i take out this offer until Jan 2008 as i have £20k on other cards some of which run out Jan 2007. I know there is a 2% fee but this will still…
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Egg advice please?
I have an Egg card and an Egg Money card. I moved some of the available limit from one card to another to cover a BT I made a while ago so the limits are now £10k Egg / £1k Egg Money. Both accounts have now been raised to 16.9%. Nothing owing on either of them. If I close the Egg account, should I transfer some of the…
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Tarting/paying off credit card strategy advice please
Ok people, need some opinions please on the state of my credit card finances. These are my current cards, limits etc NatWest : £3400 limit, £2985 used (approx 88% used), 17% apr MBNA : £3000 limit, £2225 used (approx 74% used), 20% apr Halifax : £2250 limit, £1901 used (approx 84.5% used) 14% apr Morgan Stanley : £2000…
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Paying Off in Full Each month
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GE Money cashback card
one of Martins recomendations for cashback credit card was GE Money giving 3% on food & petrol. I noticed its no longer recomended, is this because you cant get it now or its not a good option? :confused:
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Free Cash??
Hi Just wondering if anyone knows of any balance transfer 0% credit cards that allow cash to be transferred from the card into a current account? I know there used to be some but am not sure if the banks have got wise to this scam (i.e put it in a high interest account and repay at end of term!!)
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High Credit Limits for Student running a business
Hello. I currently have two credit cards - a Natwest Student Mastercard and a Nationwide Classic Visa Card. The Natwest card is only really used for everyday purchases. The Nationwide card has a very high credit limit (or so I was told) considering I'm just a third year student. The Nationwide also has a 9 month 0% on…
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I need help with my EGG problems
Hi I posted a while ago on DFW to say that Egg had written to me to tell me that my interest was going up from 15.9% to 21.9% I wrote to them asking them why it had gone up so much - this is their response: Your new rate of 21.9% has been changed to reflect the relationship you have with Egg. Our assessment of your…
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credit rating
When you apply for a credit card does this show up on your credit report straight away. Thanks
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what should i go for
i am new to credit and using my ist credit card which is barclay master card 19.9% APR since june and paying them off well , so now i want to apply for the second card what do u suggest to go for as i am new to credit scoring etc ..... where i would have more chances to be accepted. Thanks
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How negotiable is the rate on Balclaycard Gold?
Hi, I have built up a balance on a BarclayCard Gold, and cannot really get a new card to transfer it to as I'm out of work and have been for a while. (I do occasional contract work, which I bill through my company, and then draw salary or divi as appropriate, but mostly living from savings - not really good enough to apply…
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how can i cancel payment protection?
i have a cc with payment protection, but i dont need it, and its a lot of money on top of my monthly payment, wil it go against me if i cancel? what excuses or professional lingo can i use to cancel it , as i have heard that they really try and get you to keep it thanks in advance for any help;)
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Anything free with a credit card?
i am 19 and want to get a credit card to get a good credit reference. I will only be using it once a month to put petrol on and then paying it off at the end of the month. Is there any good deals out there where i get something free for signing up with a specific card?eg free mp3 player, cashback etc? thanks in advance
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Barclay card
Are the cards any good? My bf has been offered one at 19.9% with 0% interest for the 1st 3mths on purchases and 0% for 12 mths on balance transfers. A fee of 2.5% exists though for balance transfers. Basically where looking to switch his current balance of £5000 and this is the only card he's been offered in the 2 years…
